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  • All You Need to Know About FCMB Bank Services

    All You Need to Know About FCMB Bank Services

    Am sure you have heard of FCMB but maybe you’re not entirely sure what they do then today is your lucky day because this article will teach you all you need to know about FCMB.

    All you need to know about FCMB
    All you need to know about FCMB

    First Things First, let’s explain what FCMB is. FCMB is an acronym for First City Monument Bank and is one of the leading commercial banks in Nigeria.

    It’s been around since 1982, and over the years, it’s grown to become a major player in the Nigerian banking sector.

    FCMB offers a wide range of financial services, from personal banking to corporate banking, and everything in between.

    Keep reading this article to find out all you need to know about FCMB

    The FCMB Story: A Brief History

    FCMB started as a small, regional bank, but it quickly expanded its reach and became a national player.

    FCMB was established in April 1982 as First City Merchant Bank Limited, a merchant bank.

    It was founded by Oloye Subomi Balogun, a prominent Nigerian businessman and philanthropist.

    In the early 2000s, the bank underwent a major restructuring and rebranding, and it’s been on an upward trajectory ever since.

    Today, FCMB has over 200 branches across Nigeria and a strong presence in the West African region.

    FCMB grew steadily over the years, expanding its operations and services to become a full-fledged financial services provider.

    It ventured into commercial banking and other financial products and services.

    In 2004, FCMB acquired the operations of the former Société Générale Bank (Nigeria) and rebranded to First City Monument Bank Limited.

    This acquisition significantly expanded FCMB’s customer base and geographic reach.

    FCMB has diversified its business interests beyond traditional banking to include asset management, stockbroking, and other financial advisory services.

    This diversification has strengthened FCMB’s position in the Nigerian financial sector.

    FCMB has embraced technological innovation to enhance its service delivery and customer experience.

    The bank has introduced various digital banking solutions, including internet banking, mobile banking, and electronic payment platforms.

    Throughout its history, FCMB has maintained a commitment to excellence, integrity, and professionalism in all its operations.

    Products and Services

    FCMB’s product and service lineup is pretty impressive, covering just about every financial need you might have.

    Below are some of their products and services:

    Personal Banking For individual customers

    FCMB offers a wide range of personal banking products, including:

    • savings accounts
    • current accounts
    • fixed deposit accounts
    • specialized accounts for things like children’s education and retirement planning.
    • personal loans
    • Mortgages
    • Credit cards

    Corporate Banking for Business Owners

    The bank’s corporate banking services include:

    • business loans
    • Trade Finance
    • Cash management solutions
    • Investment banking services.

    Digital Banking

    In this day and age, digital banking is a must-have, and FCMB has stepped up its game in this area.

    The bank’s mobile banking app and online banking platform make it easy to manage your finances on the go, with features like:

    • Bill payments
    • Fund transfers
    • Open new accounts Online
    • blockchain-based payment systems
    • Artificial intelligence-powered customer service.

    How to Open an Account

    Opening an account with FCMB is a straightforward process that can be completed through various channels.

    Here’s a general guide on how to open an FCMB account:

    • Choose the Account Type
    • Gather the Required Documents for the chosen account
    • Visit an FCMB Branch
    • Fill out the Account Opening Form
    • Submit Required Documents
    • Verification Process
    • Receive Account Details
    • Activate Your Account
    • Start Using Your Account

     Domiciliary Account

    FCMB offers domiciliary accounts, which are foreign currency-denominated accounts that allow individuals and businesses to hold and transact in foreign currencies.

    Features and Benefits of the FCMB Domiciliary Account

    Multi-Currency Options: FCMB domiciliary accounts support various foreign currencies, including but not limited to US Dollars (USD), British Pounds (GBP), Euros (EUR), and other major currencies.

    Foreign Currency Transactions: With a domiciliary account, you can conduct foreign currency transactions, including deposits, withdrawals, transfers, and payments in the supported currencies.

    International Transactions: Domiciliary accounts facilitate international transactions, such as sending and receiving foreign currency payments from abroad, receiving funds from overseas investments or remittances, and making payments for international goods and services.

    Currency Conversion: FCMB provides currency conversion services for transferring funds between different currencies within your domiciliary account or converting foreign currency into Nigerian Naira (NGN) and vice versa.

    Online and Mobile Banking: FCMB offers online banking and mobile banking services that allow you to conveniently manage your domiciliary account, monitor transactions, and initiate transfers from anywhere with internet access.

    Requirements for Opening an FCMB Domiciliary Account

    • Valid Means of Identification
    • Proof of Address
    • Two Passport-sized Photographs
    • Minimum Opening Deposit
    • Know Your Customer (KYC) Requirements

    Bills Payment Services

    FCMB offers a range of bill payment services to facilitate the convenient payment of bills and utilities for individuals and businesses.

    Here’s an overview of FCMB’s bill payment solutions:

    Online Banking

    FCMB provides online banking services that allow customers to pay bills conveniently from their computer or mobile device.

    Mobile Banking

    FCMB’s mobile banking app offers a user-friendly interface for customers to perform various banking transactions, including bill payments, using their smartphones or tablets.

    Automated Teller Machines (ATMs)

    FCMB ATMs allow customers to make bill payments using their ATM cards.

    Customers can insert their ATM card into the machine, select the bill payment option, choose the biller they wish to pay, and follow the prompts to complete the transaction.

    Point of Sale (POS) Terminals

    Some FCMB POS terminals may support bill payment services, allowing customers to pay bills using their debit or credit cards at retail outlets or merchants that accept card payments.

    Direct Debit Mandate

    FCMB offers direct debit mandates, allowing customers to authorize the bank to automatically deduct bill payments from their account on specified dates.

    USSD Banking

    FCMB’s USSD banking service enables customers to perform basic banking transactions, including bill payments, using their mobile phones without Internet access.

    Branches

    Customers can visit any FCMB branch to make bill payments in person.

    Supported Bill Payments

    FCMB’s bill payment services typically cover a wide range of bills and utilities, including electricity, water, gas, telecommunications (phone and internet), cable TV subscriptions, school fees, insurance premiums, taxes, and more.

    International Banking Services

    FCMB provides a range of international banking services to meet the needs of individuals, businesses, and organizations engaged in cross-border transactions.

    These services are designed to facilitate international trade, remittances, foreign currency transactions, and global financial management.

    Here are some of the key international banking services offered by FCMB:

    Foreign Currency Accounts

    FCMB offers foreign currency-denominated accounts, known as domiciliary accounts, which allow customers to hold, transact, and manage funds in major foreign currencies such as US Dollars (USD), British Pounds (GBP), Euros (EUR), and more.

    Trade Finance

    FCMB provides trade finance solutions to facilitate international trade transactions, including import and export financing, letters of credit, documentary collections, trade guarantees, and trade advisory services.

    Foreign Exchange Services

    FCMB offers foreign exchange (forex) services for buying, selling, and exchanging currencies to meet customers’ foreign currency needs.

    International Money Transfers

    FCMB enables customers to send and receive international money transfers to and from various countries worldwide.

    Correspondent Banking

    FCMB has established correspondent banking relationships with banks and financial institutions globally to facilitate cross-border payments, trade settlements, and other international banking transactions.

    International Payments and Settlements

    FCMB offers international payment and settlement services for processing cross-border payments, including wire transfers, SWIFT transfers, SEPA transfers, and other electronic payment methods.

    Foreign Currency Loans and Financing

    FCMB provides foreign currency loans and financing facilities to businesses seeking capital for international expansion, investment projects, import financing, and working capital needs.

    Global Banking Solutions

    FCMB offers comprehensive global banking solutions and advisory services to support customers’ international banking needs, including account management, risk management, compliance, regulatory support, and strategic guidance.

    Current Account

    FCMB offers current accounts, also known as checking accounts, to individuals, businesses, and organizations for their day-to-day banking needs.

    Here’s what you need to know about FCMB current accounts:

    Convenience: FCMB current accounts provide a convenient way to manage your finances, with features such as checkbooks, debit cards, and online banking services.

    Transaction Flexibility: Current accounts allow for unlimited transactions, including deposits, withdrawals, transfers, and payments, giving you the flexibility to conduct banking activities as needed.

    Access to Funds: With an FCMB current account, you have immediate access to your funds whenever you need them, whether it’s through ATMs, branches, online banking, or mobile banking.

    Overdraft Facility: FCMB may offer overdraft facilities on current accounts, allowing eligible customers to access additional funds beyond their account balance, subject to approval and terms.

    Direct Debits and Standing Orders: You can set up direct debits and standing orders on your FCMB current account for recurring payments such as utility bills, loan repayments, subscriptions, and more.

    Account Statements: FCMB provides regular account statements, either electronically or via mail, to help you track your transactions, monitor your account balance, and reconcile your finances.

    Access to Additional Services: FCMB current account holders may have access to additional banking services, such as bill payment facilities, international banking services, foreign exchange services, and more.

    Fixed Deposit Account

    FCMB’s Fixed Deposit Account is a secure investment option that allows customers to earn higher interest rates on their savings by depositing a lump sum of money for a fixed period.

    This type of account is suitable for individuals and businesses looking to grow their savings while enjoying the safety and stability offered by fixed-income investments.

    With an FCMB Fixed Deposit Account, customers can choose the duration of their deposit, typically ranging from 30 days to several years, based on their financial goals and liquidity needs. The longer the deposit term, the higher the interest rate offered by the bank.

    One of the key features of FCMB’s Fixed Deposit Account is the competitive interest rates, which are usually higher than those offered on regular savings accounts. These rates are fixed for the duration of the deposit, providing customers with predictability and certainty about their returns.

    Customer Service Number

    FCMB provides a dedicated customer service number for customers to access assistance, resolve inquiries, and receive support for their banking needs.

    The FCMB Customer Service Number is valuable for customers seeking information, assistance, or guidance related to their accounts, products, services, or transactions.

    Customers can reach FCMB’s Customer Service team by dialing the designated phone number, which is typically toll-free within the country of operation.

    The Customer Service Number is staffed by trained representatives who are knowledgeable about FCMB’s products, policies, and procedures and are committed to providing prompt and efficient service to customers.

    When contacting FCMB Customer Service, customers may be required to provide certain details for verification purposes, such as their account number, account name, and personal identification information.

    This helps ensure the security and confidentiality of customer interactions and enables FCMB to provide personalized assistance tailored to each customer’s needs.

    How to Use the FCMB Internet Banking Business Version

    FCMB Internet Banking Business Version is a comprehensive online banking platform designed specifically for businesses and corporate clients.

    It helps to manage their finances, conduct transactions, and access banking services conveniently and securely from anywhere with internet access.

    Here’s a step-by-step guide on how to use the FCMB Internet Banking Business Version:

    • Registration
    • Login
    • Dashboard
    • Account Management
    • Transactions
    • Payments and Transfers
    • Reporting and Analytics
    • Security Features.
    • Support and Assistance

    Classic Current Account

    The FCMB Classic Current Account is a basic current account offering tailored to meet the day-to-day banking needs of individuals, families, and small businesses.

    It provides a range of essential banking features and services to help customers manage their finances conveniently and efficiently.

    Here are some key features of the FCMB Classic Current Account:

    No Minimum Opening Balance: The FCMB Classic Current Account typically does not require a minimum opening balance, making it accessible to individuals and businesses of varying financial backgrounds.

    Chequebook Facility: Customers with an FCMB Classic Current Account have access to a checkbook, allowing them to make payments, issue cheques, and conduct transactions with ease.

    Debit Card: Account holders receive a debit card linked to their FCMB Classic Current Account, which can be used for ATM withdrawals, point-of-sale (POS) transactions, online purchases, and other banking activities.

    Online and Mobile Banking: FCMB provides online banking and mobile banking services, enabling customers to manage their FCMB Classic Current Account, check balances, view transactions, transfer funds, pay bills, and perform other banking tasks conveniently from their computer or mobile device.

    ATM Access: FCMB’s extensive network of ATMs across Nigeria allows FCMB Classic Current Account holders to access their funds and conduct transactions 24/7, including cash withdrawals, balance inquiries, and PIN changes.

    Direct Debits and Standing Orders: Customers can set up direct debits and standing orders on their FCMB Classic Current Account for recurring payments such as utility bills, loan repayments, subscriptions, and more, ensuring timely payments without manual intervention.

    Account Statements: FCMB provides regular account statements to FCMB Classic Current Account holders, either electronically or via mail, to help them track their transactions, monitor their account balances, and reconcile their finances.

    Overdraft Facility: Depending on eligibility, FCMB may offer an overdraft facility on FCMB Classic Current Accounts, allowing customers to access additional funds beyond their account balance for short-term financing needs, subject to approval and terms.

    The FCMB Classic Current Account is designed to provide a simple banking solution for customers who require basic banking services and prefer a traditional current account structure.

    Mobile App

    The FCMB Mobile App is a feature-rich mobile banking application that allows FCMB customers to access a wide range of banking services and manage their accounts conveniently from their smartphones or tablets.

    The mobile app offers a user-friendly interface, intuitive navigation, and robust security features to enhance the banking experience for customers on the go.

    Here are some key features and functionalities of the FCMB Mobile App:

    • Account Management
    • Fund Transfers
    • Bill Payments
    • Card Management
    • ATM and Branch Locator
    • Mobile Wallet Integration
    • Security Features
    • Customer Support

    Investment Services

    FCMB offers a range of investment services to help individuals, businesses, and organizations grow their wealth, achieve their financial goals, and build a secure financial future.

    Here are some key investment services offered by FCMB:

    • Savings and Investment Accounts
    • Mutual Funds
    • Stockbroking Services
    • Treasury Bills and Bonds
    • Real Estate Investments
    • Alternative Investments
    • Financial Planning and Advisory Services
    • Online Investment Platforms

    FCMB’s investment services are backed by a team of experienced professionals with deep expertise in financial markets, investment analysis, and wealth management.

    Point of Sale Terminal

    FCMB Point of Sale (POS) Terminal is a payment processing device that allows businesses to accept card payments from customers at the point of sale.

    Here are some key features and benefits of FCMB POS Terminal:

    Card Acceptance: FCMB POS Terminal accepts many card types, including local and international debit cards, credit cards, and prepaid cards issued by various payment networks such as Mastercard, Visa, Verve, and others.

    Secure Transactions: FCMB POS Terminal employs advanced security features to protect cardholder data and prevent fraud. These may include encryption, tokenization, EMV chip technology, and compliance with Payment Card Industry Data Security Standard (PCI DSS) requirements.

    Contactless Payments: FCMB POS Terminal supports contactless payment methods such as Near Field Communication (NFC) and QR code payments, allowing customers to make transactions quickly and securely by tapping their contactless cards or mobile devices on the terminal.

    Multiple Connectivity Options: FCMB POS Terminal is equipped with multiple connectivity options, including Ethernet, Wi-Fi, and GPRS (mobile network), ensuring reliable and seamless communication with the payment network for transaction processing.

    Transaction Reporting: FCMB POS Terminal provides real-time transaction reporting and settlement capabilities, allowing businesses to monitor sales activity, reconcile transactions, and generate detailed reports for accounting and reconciliation purposes.

    Value-Added Services: FCMB POS Terminal may offer value-added services such as bill payments, mobile top-ups, loyalty programs, and installment payments, allowing businesses to enhance the customer experience and drive additional revenue streams.

    Customizable Solutions: FCMB works with businesses to customize POS solutions tailored to their specific needs and requirements.

    24/7 Support: FCMB provides dedicated customer support and technical assistance to businesses using POS terminals.

    FCMB POS Terminal empowers businesses of all sizes to offer flexible payment options, streamline checkout processes, and enhance customer satisfaction.

    Escrow Account

    FCMB Escrow Account is a specialized banking service that provides a secure and neutral mechanism for facilitating transactions between two parties, typically a buyer and a seller, where funds are held in trust by FCMB until specific conditions are met or contractual obligations are fulfilled.

    Here’s how the FCMB Escrow Account works and its key features:

    Neutral Third-Party Holding: FCMB acts as a neutral third-party intermediary, holding funds in the escrow account on behalf of the buyer and seller.

    Transaction Protection: FCMB Escrow Account helps mitigate transaction risks by ensuring that funds are only released to the seller once predefined conditions or milestones are met.

    Customized Escrow Agreements: FCMB works with clients to customize escrow agreements tailored to the specific terms and conditions of each transaction.

    Escrow Agent Services: FCMB provides escrow agent services, including account administration, fund management, and transaction oversight.

    Secure Transactions: FCMB employs robust security measures to protect funds held in escrow, including encryption, multi-factor authentication, and stringent access controls.

    Escrow for Various Transactions: FCMB Escrow Account can be used for various types of transactions, including real estate transactions, mergers, and acquisitions.

    Dispute Resolution: In the event of disputes or disagreements between the parties, FCMB facilitates the resolution process by the terms of the escrow agreement.

    Confidentiality and Privacy: FCMB maintains strict confidentiality and privacy standards to protect the sensitive information of clients involved in escrow transactions.

    FCMB Escrow Account offers a reliable and trusted solution for facilitating secure transactions and mitigating risks associated with complex business dealings.

    Pensions

    FCMB Pensions Limited is a subsidiary of FCMB Group Plc and a licensed pension fund administrator regulated by the National Pension Commission (PenCom) in Nigeria.

    Here’s an overview of FCMB Pensions and its pension fund management services:

    Retirement Savings Account (RSA): FCMB Pensions provides Retirement Savings Account (RSA) services to individuals and employees covered under the Contributory Pension Scheme (CPS) in Nigeria.

    Employer Pension Scheme: FCMB Pensions offers pension scheme administration services to employers and organizations seeking to establish and manage pension schemes for their employees.

    Investment Management: FCMB Pensions manages pension funds on behalf of its clients, investing contributions in a diversified portfolio of assets such as equities, fixed-income securities, real estate, and alternative investments.

    Customer Service and Support: FCMB Pensions provides dedicated customer service and support to RSA holders, employers, and pension scheme members.

    Retirement Planning: FCMB Pensions offers retirement planning services to help individuals and employees plan for their retirement goals and aspirations.

    Financial Education and Awareness: FCMB Pensions promotes financial literacy and awareness initiatives to educate the public about the importance of retirement planning, pension savings, and long-term financial security.

    Compliance and Regulatory Oversight: FCMB Pensions operates in compliance with the regulatory requirements and guidelines set forth by the National Pension Commission (PenCom) and other relevant authorities.

    Innovation and Technology: FCMB Pensions leverages technology and innovation to enhance the efficiency, transparency, and accessibility of pension services.

    FCMB Pensions is committed to helping individuals and organizations achieve their retirement goals by providing reliable, transparent, and customer-centric pension fund management services.

    Insurance Products

    FCMB offers a range of insurance products and solutions to help individuals, families, and businesses protect their assets, mitigate risks, and achieve financial security.

    Here are some of the insurance products offered by FCMB:

    Life Insurance: FCMB offers life insurance products that provide financial protection and support to policyholders and their beneficiaries in the event of death, disability, or critical illness.

    Health Insurance: FCMB provides health insurance products that cover medical expenses and healthcare costs for individuals and families.

    Property Insurance: FCMB offers property insurance products that protect residential and commercial properties against various risks such as fire, burglary, natural disasters, and liability claims.

    Motor Insurance: FCMB provides motor insurance products that cover vehicles against risks such as accidents, theft, damage, and third-party liability.

    Travel Insurance: FCMB offers travel insurance products that provide coverage for individuals and families traveling domestically or internationally.

    Business Insurance: FCMB provides business insurance products that protect businesses against various risks and liabilities, including property damage, business interruption, liability claims, employee injuries, and cyber risks.

    Specialty Insurance: FCMB offers specialty insurance products tailored to specific industries and sectors, including marine insurance, aviation insurance, construction insurance, agriculture insurance, and trade credit insurance.

    Group Insurance: FCMB provides group insurance products for employers seeking to offer insurance benefits to their employees as part of their employee benefits package.

    FCMB Insurance products are underwritten by reputable insurance companies and partners, ensuring quality coverage, reliable claims service, and financial stability.

    Youth Account

    FCMB Youth Account is a specialized banking product designed for young individuals, students, and teenagers to help them develop good financial habits, learn money management skills, and achieve their financial goals from an early age.

    Here are some key features of the FCMB Youth Account:

    Age Eligibility: FCMB Youth Account is typically available to individuals aged 18 and below, including children, teenagers, and young adults.

    Simplified Account Opening: FCMB Youth Account offers a simplified account opening process, making it easy for young customers to get started with banking.

    Zero or Low Minimum Balance: FCMB Youth Account may have no minimum balance requirement or a low minimum balance requirement, making it accessible to young customers with limited funds.

    Educational Tools and Resources: FCMB provides educational tools, resources, and materials to help young customers learn about money management, budgeting, saving, and investing.

    Debit Card: FCMB Youth Account comes with a debit card customized for young customers, allowing them to make withdrawals, deposits, and purchases at ATMs, POS terminals, and online merchants.

    Parental Controls: FCMB Youth Account may include parental controls and restrictions to monitor and manage account activities.

    Savings Incentives: FCMB Youth Account may offer incentives and rewards to encourage young customers to save regularly and achieve their savings goals.

    Financial Goals Tracking: FCMB Youth Account may provide tools and features for tracking financial goals, setting savings targets, and monitoring progress over time.

    FCMB Youth Account aims to empower young individuals with the knowledge, skills, and tools they need to become financially responsible adults.

    Loans

    FCMB offers a variety of loan products and financing solutions to individuals, businesses, and organizations to meet their diverse borrowing needs and financial objectives.

    Whether you’re looking to purchase a home, expand your business, finance education, or cover unexpected expenses, FCMB provides customized loan options with competitive rates, flexible terms, and convenient repayment options.

    Here are some key loan products offered by FCMB:

    Personal Loans: FCMB Personal Loans are unsecured loans designed to meet personal financial needs such as home renovations, travel expenses, medical bills, education expenses, and debt consolidation.

    Auto Loans: FCMB Auto Loans provide financing for purchasing new or used vehicles, including cars, trucks, SUVs, and motorcycles.

    Mortgage Loans: FCMB Mortgage Loans offer financing for purchasing residential properties, including homes, apartments, and condominiums.

    Business Loans: FCMB Business Loans provide financing for small, medium, and large businesses to support various business activities such as working capital, expansion, equipment purchase, inventory financing, and business acquisition

    Asset Financing: FCMB Asset Financing provides financing for purchasing capital assets such as machinery, equipment, vehicles, and technology infrastructure for businesses.

    Invoice Financing: FCMB Invoice Financing provides short-term financing to businesses based on their outstanding accounts receivable or invoices.

    Project Finance: FCMB Project Finance offers long-term financing for infrastructure projects, energy projects, real estate developments, and other large-scale ventures.

    Trade Finance: FCMB Trade Finance provides financing solutions for importers and exporters engaged in international trade transactions.

    FCMB loans are available to eligible borrowers with a good credit history, stable income, and sufficient collateral or guarantors to support the loan application.

    Business Loan Service

    FCMB Business Loan Service provides financing solutions tailored to meet the diverse funding needs of businesses across various industries and sectors.

    Here are some key features and benefits of FCMB Business Loan Service:

    Working Capital Financing: FCMB Business Loan Service offers working capital loans to businesses to cover day-to-day operational expenses, purchase inventory, manage cash flow fluctuations, and meet short-term funding needs.

    Expansion and Growth Capital: FCMB Business Loan Service provides financing for business expansion, capital expenditure, and growth initiatives such as opening new locations, launching new product lines, investing in technology upgrades, and expanding market reach.

    Equipment and Machinery Financing: FCMB Business Loan Service offers equipment financing solutions to businesses for acquiring machinery, equipment, vehicles, and technology infrastructure necessary for production, manufacturing, and service delivery.

    Inventory Financing: FCMB Business Loan Service provides inventory financing to businesses to purchase and manage inventory levels effectively.

    Project Financing: FCMB Business Loan Service offers project financing solutions for large-scale infrastructure projects, energy projects, real estate developments, and other capital-intensive ventures.

    Trade Finance: FCMB Business Loan Service provides trade finance solutions for importers and exporters engaged in international trade transactions.

    SME Financing: FCMB Business Loan Service offers financing solutions specifically designed for small and medium-sized enterprises (SMEs) to support their growth and development.

    Customized Loan Advisory: FCMB Business Loan Service provides personalized loan advisory services to businesses, including financial analysis, funding assessments, and loan structuring recommendations.

    How to Contact FCMB Bank Customer Care

    Contacting FCMB Bank’s customer care is a straightforward process. Here are the various methods you can use to reach them:

    • Email
    • Social Media
    • Live Chat
    • Branch Visit

    No matter which method you choose, FCMB is dedicated to providing excellent customer service and ensuring that your banking experience is smooth and satisfactory.

    FCMB Bank Transfer Code in 2024

    FCMB Bank’s transfer code provides a convenient way for customers to perform various banking transactions quickly and securely from their mobile phones.

    Here’s how you can use the FCMB transfer code in 2024:

    Dial the Code: From the phone number registered with your FCMB account, dial the FCMB transfer code. Typically, this code is *329#.

    Follow the Prompts: After dialing the code, you will see a menu of options displayed on your screen.

    Enter Details: Depending on the transaction you selected, you may be prompted to enter specific details such as the recipient’s account number, the amount to transfer, and any other relevant information.

    Confirm Transaction: Review the details of your transaction carefully to ensure accuracy. Once you’re satisfied, confirm the transaction to authorize it.

    Transaction Completion: After confirming the transaction, you will receive a confirmation message indicating that the transaction was successful. Keep this message as proof of the transaction.

    Using the FCMB transfer code is a convenient way to conduct banking transactions without the need for internet access or visiting a physical branch.

    Can I Reactivate My Account?

    Yes, you can reactivate your account at any FCMB branch closest to you. however, you must go with a copy of a valid ID card as well as a recent utility bill and a well-filled-out account reactivation form.

    Can I Continue to Use My Salary Account After Resignation?

    Yes, you can continue to use your salary account after resigning from your company.

    However, you must submit some documents such as a valid means of identification, a utility bill, and 2 valid references.

    What type of transactions can be done on the FCMB online services?

    You can carry out most of the transactions usually done in the banking hall online, below are some of them:

    • 24/7 access to your account
    • Transfer funds with ease to any account in the world
    • You can monitor your account transactions and even print receipts
    • You can pay your bills and purchase airtime
    • You can request debit cards, bank drafts, and checkbooks online
    • You can easily access your bank information and so much more

    What Security Measures does FCMB Bank have in Place to Protect Customer Accounts and Transactions?

    FCMB Bank takes the security of its customers’ accounts and transactions seriously.

    The bank employs various security measures, including encryption technology, multi-factor authentication, transaction monitoring, and regular security updates, to safeguard against unauthorized access and fraud.

    What are the Requirements for Applying for an FCMB Bank Debit or Credit Card?

    To apply for an FCMB Bank debit or credit card, you typically need to have an active account with the bank.

    The specific requirements may vary depending on the type of card you’re applying for.

    Generally, you’ll need to provide identification documents, and proof of income, and meet certain creditworthiness criteria.

    Can I Access my FCMB Bank Account from Abroad?

    Yes, FCMB Bank offers international banking services that allow customers to access their accounts from abroad.

    You can use internet banking, or mobile banking, or contact the bank’s customer service for assistance with international transactions, account inquiries, and other banking services while overseas.

    Conclusion

    Now we have explored a lot of FCMB banking services. Am sure you are wondering why you should choose this bank.

    Well, there are a few key reasons:

    • With over 200 branches across Nigeria, FCMB has a wide reach and makes it easy for you to access your money no matter where you are.
    • FCMB’s cutting-edge digital banking platform and mobile app make it easy to manage your finances on the go.
    • Personalized Service: The bank’s team of dedicated relationship managers work closely with customers to understand their unique needs and provide tailored financial solutions.
    • FCMB’s focus on giving back to the community sets it apart from other banks and makes it a truly responsible corporate citizen.

    Congratulations on reading this article to the end, now we have explored everything you need to know about FCMB, you can now make an informed choice.

    Whether you’re an individual looking to manage your finances or a business owner in need of corporate banking solutions, FCMB has got you covered.

    CHECK THESE:

    FCMB Customer Service Number – How to Use The FCMB Customer Service Number

    The FCMB Mobile App – Features of FCMB Mobile App

    FCMB Pensions:  Retirement Savings Account

    FCMB Youth Account- How to Open the FCMB Youth Account

    FCMB Insurance Products – Types of FCMB Insurance Products

  • How to Watch Disney Plus on Hulu

    How to Watch Disney Plus on Hulu

    In today’s digital age, streaming services have revolutionized the way we consume entertainment. With a plethora of options available, it can sometimes be confusing to navigate through different platforms to access your favorite content.

    How To Watch Disney Plus on Hulu

    One such combination that has garnered attention is the integration of Disney Plus with Hulu. If you’re wondering how to access Disney Plus content through your Hulu subscription, look no further. In this guide, we’ll walk you through the steps on how to watch Disney’s on Hulu. Now let’s get started.

    Understanding the Disney Plus and Hulu Integration

    Disney’s acquisition of Hulu has led to the integration of Disney Plus content into the Hulu platform, offering subscribers a convenient way to access a vast array of entertainment options. This integration allows users to watch Disney Plus content directly through the Hulu app or website, eliminating the need to switch between multiple platforms.

    Requirements for Accessing Disney Plus on Hulu

    • To access Disney Plus content on Hulu, you need an active subscription to both Hulu and Disney Plus.
    • Ensure that your Hulu subscription includes the Disney bundle, which incorporates Disney Plus and ESPN+ along with Hulu’s streaming library.

    Step-by-Step Guide on How to Watch Disney Plus on Hulu

    Log In to Your Hulu Account:

    • Visit the Hulu website or open the Hulu app on your preferred device.
    • Log in to your Hulu account using your registered email address and password.

    Navigate to the Disney Plus Section:

    • Once logged in, navigate to the Disney section within the Hulu interface. This section may be labeled as “Disney” or “Disney Plus.”
    • Depending on the device you’re using, you may find the Disney section in the main menu or under a specific category.

    Explore Disney Plus Content:

    • Within the Disney section, you’ll find a selection of Disney movies, TV shows, and original series available for streaming.
    • Browse through the content library to discover new titles or search for specific movies or shows using the search feature.

    Select a Title to Watch:

    • Choose the Disney Plus title you want to watch by clicking on its thumbnail or title card.
    • This will take you to the details page of the selected title, where you can find more information about the movie or show, including its synopsis, cast, and rating.

    Start Streaming:

    • Once you’ve selected a title, click on the “Play” button or icon to start streaming the content.
    • Depending on your internet connection and device, the content may start playing immediately or after a brief loading period.

    Enjoy Disney Plus Content on Hulu:

    • Sit back, relax, and enjoy your favorite Disney content seamlessly within the Hulu platform.
    • You can use the playback controls to pause, rewind, or fast-forward the content as desired.

    Additional Tips and Tricks

    Switching Between Profiles

    If you have multiple profiles set up on your Hulu account, you can easily switch between profiles to access personalized recommendations and watchlists for Disney Plus content.

    Offline Viewing

    Take advantage of Hulu’s download feature to download select Disney Plus titles for offline viewing on compatible devices. This feature allows you to watch your favorite Disney movies and shows without an internet connection.

    FAQs

    Can I Access Disney Plus Content on Hulu Live TV?

    Yes, subscribers to Hulu + Live TV can access Disney Plus content within the Hulu interface. Simply navigate to the Disney section on Hulu to browse and stream Disney Plus titles.

    Do I Need to Pay Extra to Access Disney Plus on Hulu?

    No, if you have the Disney bundle included in your Hulu subscription, you can access Disney Plus content at no additional cost. The Disney bundle combines Disney Plus, Hulu, and ESPN+ into one subscription package, offering a comprehensive entertainment experience.

    Can I Watch Disney Plus Originals on Hulu?

    Yes, with the integration of Disney Plus into the Hulu platform, you can watch Disney Plus originals directly within the Hulu interface. This includes popular series like “The Mandalorian,” “WandaVision,” and “The Falcon and the Winter Soldier,” among others.

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  • Zenith Bank Loan Service – How to Apply for a Loan at Zenith Bank

    Zenith Bank Loan Service – How to Apply for a Loan at Zenith Bank

    Financial flexibility is crucial for individuals and businesses alike. Zenith Bank, a leading financial institution, understands this need and offers a wide range of loan services to help customers achieve their goals. With a strong reputation for reliability and customer satisfaction, Zenith Bank’s loan services have become a go-to option for many. In this article, we’ll be exploring Zenith Bank Loan Service.

    Zenith Bank Loan Services
    Zenith Bank Loan Services

    Types of Zenith Bank Loan Service

    Personal Loans

    Zenith Bank provides personal loans to individuals who need financial assistance for personal reasons. Whether it’s for a dream vacation, home renovations, education expenses, or medical bills, personal loans from Zenith Bank can help you achieve your goals. These loans come with competitive interest rates and flexible repayment terms, making them accessible and convenient for customers.

    Requirements:

    • Identification documents.
    • Proof of income.
    • Proof of address.

    How to Apply:

    • Visit Zenith Bank’s official website.
    • Navigate to the personal loans section
    • Follow the instructions to fill out the online application form.
    • Attach the required documents and apply.

    Business Loans

    Zenith Bank understands the importance of supporting businesses and offers business loans to help entrepreneurs and business owners thrive. Whether you need funds for expansion, working capital, equipment purchase, or cash flow management, Zenith Bank’s business loans provide the necessary financial support. These loans are tailored to meet the specific needs of your business and come with favorable terms and conditions.

    Requirements:

    • Business registration certificate
    • Financial statements
    • Bank statements
    • Business plan.

    How to Apply:

    • Go to Zenith Bank’s website
    • Find the business loans section
    • Complete the online application form.
    • Upload the necessary documents and apply.

    Mortgage Loans

    If you’re dreaming of owning a home, Zenith Bank’s mortgage loans can turn that dream into a reality. These loans are designed to help you finance the purchase of a property. With competitive interest rates and flexible repayment options, Zenith Bank ensures that you can find a mortgage loan that suits your budget and lifestyle. Their team of experts will guide you through the entire process, making homeownership a smooth and seamless experience.

    Requirements:

    • Identification documents
    • Proof of income
    • Proof of address
    • Property-related documents.

    How to Apply:

    • Visit Zenith Bank’s website
    • Locate the mortgage loans section
    • Fill out the online application form.
    • Attach the required documents and apply.

    Auto Loans

    Zenith Bank offers auto loans to help you purchase your desired vehicle. Whether it’s a car, motorcycle, or any other type of vehicle, these loans provide the necessary funds. With attractive interest rates and flexible repayment terms, Zenith Bank makes it easier for you to get behind the wheel of your dream vehicle. Their dedicated team will assist you throughout the loan application process, ensuring a quick and hassle-free experience.

    Requirements:

    • Identification documents
    • Proof of income
    • Proof of address
    • Vehicle-related documents.

    How to Apply:

    • Navigate to Zenith Bank’s official website
    • Find the car loans section
    • Complete the online application form.
    • Upload the necessary documents and apply.

    Asset Acquisition Loans

    Zenith Bank’s asset acquisition loans are specifically designed to help businesses acquire assets such as machinery, equipment, and vehicles. These loans provide the necessary capital to invest in assets that can enhance your business operations and productivity. With competitive interest rates and flexible repayment options, Zenith Bank supports your business growth and expansion.

    Requirements:

    • Identification documents
    • Proof of income
    • Business documents
    • Collateral information

    How to Apply:

    • Visit Zenith Bank’s website.
    • Look for the section specifically dedicated to Asset Acquisition Loans.
    • Fill out the form with the required information.
    • Make sure to attach any necessary documents as specified in the application form.
    • Submit your application online.

    Education Loans

    Zenith Bank understands the importance of education and offers education loans to help individuals pursue their academic dreams. Whether it’s for tuition fees, study materials, or other educational expenses, these loans provide the necessary financial support. With competitive interest rates and flexible repayment options, Zenith Bank ensures that education remains accessible to all.

    Requirements:

    • Admission letter from an accredited institution
    • ID documents
    • Proof of income
    • Academic records.

    How to Apply:

    • Visit Zenith Bank’s website
    • Find the education loans section
    • Complete the online application form.
    • Attach the necessary documents and submit your application.

    Agricultural Loans

    For farmers and agricultural businesses, Zenith Bank provides agricultural loans to support their farming operations. These loans can be used for purchasing equipment, seeds, fertilizers, or expanding agricultural infrastructure. With favorable terms and conditions, Zenith Bank encourages agricultural growth and development.

    Requirements:

    • ID documents
    • Proof of ownership or lease of agricultural land
    • Business plan
    • Financial statements.

    How to Apply:

    • Navigate to Zenith Bank’s website
    • Find the agricultural loans section
    • Fill out the online application form.
    • Upload the required documents and submit your application.

    Salary Advance Loans

    Zenith Bank offers salary advance loans to help individuals meet their short-term financial needs. These loans provide an advance on the borrower’s salary, allowing them to cover unexpected expenses or bridge financial gaps until their next payday. With quick approval and convenient repayment options, Zenith Bank ensures that individuals can access funds when they need them the most.

    Requirements:

    • Employment letter
    • ID documents
    • Proof of income.

    How to Apply:

    • Visit Zenith Bank’s website
    • Go to the salary advance loans section
    • Complete the online application form.
    • Attach the necessary documents and submit your application.

    Asset-backed Loans

    Zenith Bank provides asset-backed loans, where borrowers can use their existing assets as collateral to secure the loan. This type of loan is suitable for individuals or businesses who have valuable assets such as property, vehicles, or equipment. With asset-backed loans, borrowers can unlock the value of their assets and access the necessary funds.

    Requirements:

    • ID documents
    • Proof of ownership of the asset
    • Valuation report
    • Business financial statements.

    How to Apply:

    • Navigate to Zenith Bank’s website
    • Look for the asset-backed loans section
    • Fill out the online application form.
    • Upload the required documents and submit your application.

    Overdraft Facilities

    Zenith Bank offers overdraft facilities, which allow customers to withdraw more money from their accounts than what is available in their balance. This flexible credit facility helps individuals and businesses manage their cash flow effectively. With competitive interest rates and convenient repayment options, Zenith Bank ensures that customers have access to additional funds whenever they need them.

    Requirements:

    • ID documents
    • Proof of income
    • Bank statements.

    How to Apply:

    • Visit Zenith Bank’s website
    • Look for the overdraft facilities section
    • Complete the online application form.
    • Attach the necessary documents and submit your application.

    Frequently Asked Questions

    How Long Does It Take to Get a Loan Approval from Zenith Bank?

    The time it takes to get a loan approval can vary. Zenith Bank will review your application and get in touch with you regarding the next steps. It’s best to contact Zenith Bank directly for more information on the timeline.

    Can I Check the Status of My Loan Application Online?

    Yes, you can typically check the status of your loan application online. After submitting your application, Zenith Bank will provide you with updates on the progress of your application.

    What Are the Requirements for Getting a Loan from Zenith Bank?

    The requirements may vary depending on the type of loan you’re applying for. Generally, you’ll need identification documents, proof of income, and other specific documents related to the loan type (e.g., admission letter for education loans, and proof of ownership for asset-backed loans).

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  • Zenith Bank ATM Card – How to Apply for a Zenith Bank ATM Card?

    Zenith Bank ATM Card – How to Apply for a Zenith Bank ATM Card?

    A Zenith Bank ATM Card is a financial tool issued by Zenith Bank, one of the prominent financial institutions in Nigeria and other countries.  You can apply for the ATM Card and it will serve as a debit card linked directly to the cardholder’s Bank account.

    The Zenith Bank ATM Card allows for convenient access to funds through Automated Teller Machines (ATMs) and point-of-sale (POS) terminals. In this comprehension, we’ll be exploring Zenith Bank ATM Card, its features, and how to apply for Zenith Bank ATM Card. Let’s proceed.

    Zenith Bank ATM Card – How to Apply for a Zenith Bank ATM Card?
    Zenith Bank ATM Card – How to Apply for a Zenith Bank ATM Card?

    Features of Zenith Bank ATM Card

    • Global Acceptance: Accepted worldwide at millions of ATMs and merchant locations, ensuring access to funds wherever you go.
    • Chip Technology: Enhanced security with EMV chip technology, protecting against counterfeit fraud.
    • Contactless Payments: Tap-and-go convenience for quick and secure transactions at supported terminals.
    • 24/7 Account Access: Round-the-clock access to funds and account management through ATMs and online banking platforms.
    • Customizable Limits: Set personalized daily withdrawal and spending limits for greater control over finances.

    Uses of Zenith Bank ATM Card

    The Zenith Bank ATM Card serves a variety of purposes, including:

    • Cash Withdrawals: Easily withdraw cash from ATMs worldwide, including Zenith Bank and partner ATMs.
    • Purchases: Make purchases at millions of merchant locations globally, both online and in-store.
    • Bill Payments: Settle utility bills, make loan payments, and perform other transactions conveniently through ATMs or online banking.
    • Balance Inquiries: Check account balances and review transaction history at any Zenith Bank ATM.
    • International Transactions: Use the ATM Card for international transactions and currency withdrawals while traveling abroad.

    How to Apply for a Zenith Bank ATM Card

    Applying for a Zenith Bank ATM Card is a simple process:

    • Visit a Branch: Visit any Zenith Bank branch with valid identification and proof of address.
    • Fill out the Application Form: Complete the ATM Card application form provided by the bank.
    • Submit Documentation: Provide necessary documentation as required by the bank.
    • Card Issuance: Upon approval, the bank will issue the ATM Card and activate it for immediate use.
    • PIN Setup: Set up a Personal Identification Number (PIN) for added security.

    Applying for a Zenith Bank ATM Card Online

    Here’s a step-by-step guide on how to apply for a Zenith Bank ATM card online:

    • Log in to Online Banking: Access the Zenith Bank online banking platform using your username and password.
    • Navigate to Card Services: Locate the “Card Services” or “ATM Card Services” section within the online banking dashboard.
    • Select Apply for ATM Card: Choose the option to apply for a new ATM card from the menu.
    • Fill out the Application Form: Complete the required fields in the online application form, providing accurate personal and contact information.
    • Review and Submit: Double-check the information entered for accuracy and completeness. Once satisfied, apply electronically.
    • Confirmation: Upon successful submission, you will receive a confirmation message indicating that the bank has received your ATM card application.
    • Card Delivery: The bank will process your application and deliver the ATM card to the address provided during the application process.
    • Activation: Upon receiving the ATM card, follow the instructions provided to activate it for immediate use.

    Resetting a Zenith Bank ATM Card PIN Online

    Here’s a step-by-step guide on how to reset your Zenith Bank ATM card PIN online:

    • Access Online Banking: Log in to your Zenith Bank online banking account using your username and password.
    • Navigate to Card Services: Locate the “Card Services” or “ATM Card Services” section within the online banking dashboard.
    • Select Reset PIN: Choose the option to reset your ATM card PIN from the menu.
    • Authenticate Identity: Follow the prompts to verify your identity through the bank’s security measures, which may include entering additional authentication details or answering security questions.
    • Set New PIN: Once identity verification is successful, you will be prompted to enter a new PIN for your ATM card.
    • Confirmation: Confirm the new PIN by re-entering it as instructed.
    • PIN Reset Complete: Upon successful completion, you will receive a confirmation message indicating that your ATM card PIN has been reset successfully.
    • Activation: Your new PIN is now ready for use with your Zenith Bank ATM card.

    Benefits of Zenith Bank ATM Card

    Here are some key advantages:

    Convenient Access to Funds:

    The Zenith Bank ATM card provides easy and instant access to your funds. You can withdraw cash from ATMs anytime and anywhere, making it convenient for your daily transactions.

    Cashless Transactions:

    Along with the Zenith Bank ATM card, you can make cashless transactions at various merchant outlets, both online and offline. This allows for quick and hassle-free payments, eliminating the need for carrying cash.

    Global Acceptance:

    The Zenith Bank ATM card is widely accepted both locally and internationally. You can use it to withdraw cash or make purchases at ATMs and POS terminals worldwide, making it a great travel companion.

    Enhanced Security:

    Zenith Bank prioritizes the security of its customers’ transactions. The ATM card is equipped with advanced security features such as chip and PIN technology, ensuring secure and protected transactions.

    Account Management:

    The Zenith Bank ATM card is linked to your bank account, enabling you to manage your finances efficiently. You can check your account balance, transfer funds, and even pay bills using the card.

    24/7 Customer Support:

    Zenith Bank provides round-the-clock customer support for any issues or inquiries related to the ATM card. Their dedicated team is available to assist you at any time, ensuring a smooth banking experience.

    Loyalty Rewards:

    Zenith Bank often offers loyalty rewards and promotions to their ATM cardholders. These rewards can include discounts, cashback, or exclusive offers at partner merchants, giving you added benefits for using the card.

    FAQs

    Can I Use My Zenith Bank ATM Card For Online Shopping?

    Yes, you can use your Zenith Bank ATM card for online shopping. It can be used on websites that accept Visa or Mastercard payments.

    What Should I Do If My Zenith Bank ATM Card Is Lost or Stolen?

    If your Zenith Bank ATM card is lost or stolen, contact Zenith Bank immediately. They will block your card to prevent unauthorized transactions and guide you on the next steps to get a replacement card.

    Are There Any Fees Associated with Using the Zenith Bank ATM Card?

    Yes, there may be certain fees associated with using the Zenith Bank ATM card such as withdrawal fees, transaction fees, and foreign exchange fees, however, It’s important to review the fee schedule provided by Zenith Bank to understand the charges.

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  • All You Need to Know About PiggyVest

    All You Need to Know About PiggyVest

    Have you been wondering how PiggyVest works and how you can be a part of it? Then this article is just for you as we will explore all you need to know about PiggyVest.

    All You Need to Know About PiggyVest
    All You Need to Know About PiggyVest

    Saving money can be a real challenge, especially in a place like Nigeria, where inflation and bank interest rates are low.

    Many struggle to properly budget and set aside funds for short- and long-term goals.

    That’s where Piggyvest comes in. As one of Nigeria’s leading digital savings platforms, Piggyvest has helped thousands of individuals and families better manage their money simply yet effectively.

    Since launching in 2016, the company has grown tremendously in popularity due to its innovative goal-based savings products and competitive returns.

    In this article, we aim to provide all the essential information needed to understand what Piggyvest is all about.

    We’ll explain how it works, explore the different savings plans offered, and highlight the key benefits of using this fintech solution.

    We aim to give you a well-rounded overview of Piggyvest and how it can help make savings easier.

    At the end of this article, you’ll have a good idea of whether this platform is right for your financial goals and needs and thus be able to make an informed choice.

    So let’s begin by exploring the ins and outs of Piggyvest – Nigeria’s most trusted digital savings hub.

    History of PiggyVest

    PiggyVest is a Nigerian fintech company that was founded in 2016 by Somto Ifezue, Odunayo Eweniyi, and Joshua Chibueze.

    Originally known as “Piggybank. ng,” the company started as a platform to help Nigerians save money through a digital savings platform.

    Users could set savings goals and contribute to them periodically, locking their funds away to prevent impulsive spending.

    In April 2019, Piggybank. ng rebranded to PiggyVest to reflect its expanded services beyond just savings.

    The platform introduced features like investment opportunities, allowing users to invest their savings in various financial instruments such as mutual funds and fixed-income investments.

    PiggyVest quickly gained popularity in Nigeria due to its user-friendly interface, innovative features, and the growing adoption of fintech services in the country.

    By providing convenient and secure ways for Nigerians to save and invest, PiggyVest addressed a significant need in a market where traditional banking services often fell short.

    Over the years, PiggyVest has continued to evolve its platform, adding new features and partnerships to better serve its users.

    How PiggyVest Works

    Here’s an overview of how PiggyVest works and some of its key features:

    PiggyVest allows users to set savings goals and contribute to them regularly.

    Users can create different savings plans for various purposes, such as emergencies, vacations, or buying a new gadget.

    Funds saved are locked away until a specified withdrawal date to prevent impulsive spending.

    They can automate their savings by setting up recurring transfers from their bank accounts to their PiggyVest savings plans.

    Users can choose the frequency and amount of these transfers, making it easier to stick to their savings goals.

    They have access to SafeLock which is majorly used to lock away funds for a specified period, ranging from 10 to 1,000 days.

    During this period, users cannot withdraw the funds, helping them avoid temptation and stay committed to their savings goals.

    PiggyVest provides opportunities for users to invest their savings in various financial instruments, including mutual funds and fixed-income investments.

    Users can choose from a selection of investment options based on their risk tolerance and investment goals.

    PiggyVest enables users to save towards a common goal with friends, family, or colleagues through group savings plans.

    Members can contribute to the goal collectively, making it easier to achieve larger financial targets, such as group vacations or celebrations.

    PiggyPoints are earned by completing certain actions on the platform, such as saving consistently or referring friends.

    Users can redeem PiggyPoints for cash rewards or use them to access exclusive features and benefits.

    PiggyVest offers a referral program that rewards users for inviting their friends to join the platform.

    When a referred friend signs up and starts saving, both the referrer and the referee receive bonuses, encouraging user growth.

    To know more about how to get your referral bonus on piggyvest, click How do I get my referral bonus on piggyvest

    Getting Started With PiggyVest

    To get started with piggyvest you need to set up your account number and begin banking. To get your Piggyvest account number and begin banking, follow these steps:

    Log in to your Piggyvest account using your email address and password. Once logged in, navigate to the “Account” section on the app or website.

    Look for the option that says “Account Number” or “Bank Details”. Your Piggyvest account number should be displayed on this page along with other relevant banking information.

    You can now use this account number to make deposits, transfers, and other banking transactions through your Piggyvest account.

    To know more about how to get your piggyvest account number as well as other related information such as how to transfer money and its benefits then click on How to Get Your PiggyVest Account Number

    PiggyVest Investment Process

    The Piggyvest investment process begins with the following steps:

    Sign up on the PiggyVest website or mobile app by providing your details and creating an account.

    Set your investment goals and choose an investment plan that suits your needs. PiggyVest offers various investment options such as fixed-income investments, mutual funds, and agriculture investments.

    Deposit funds into your PiggyVest account using your preferred payment method such as bank transfer, debit card, or USSD.

    Choose the investment option you want to invest in and specify the amount you want to invest.

    Confirm your investment and wait for it to start earning returns. PiggyVest will provide regular updates on the performance of your investments.

    Monitor your investments and track your progress toward your financial goals. You can also make additional investments or withdraw funds at any time.

    Enjoy the benefits of investing with PiggyVest, such as competitive returns, low fees, and hassle-free investment management.

    To know more about piggyvest investment processes and how the investment works then click How Does PiggyVest Investment Works.

    How to Withdraw From PiggyVest

    Withdrawal requests usually take 1-3 working days. To withdraw from PiggyVest, follow these steps:

    • Log in to your PiggyVest account on the app or website.
    • Click on the “Withdraw” option on the dashboard.
    • Enter the amount you want to withdraw and select your withdrawal method (bank transfer or PiggyVest wallet).
    • If you choose bank transfer, enter your bank account details.
    • Review and confirm your withdrawal request.
    • You will receive a confirmation message once your withdrawal request has been processed.

    To know more about how to withdraw from piggyvest and all its related information such as the withdrawal charges then click How to Withdraw from Piggyvest.

    Linking Pocket App to PiggyVest

    Do you know you can link your pocket app to piggyvest? You can also send, receive, and manage money using the pocket app.

    To link your Pocket app to PiggyVest, you can follow these steps:

    • Open the PiggyVest app on your mobile device.
    • Go to the “Investing” section in the app.
    • Scroll down and find the option to link your Pocket app.
    • Click on the link button and follow the on-screen instructions to connect your Pocket app to PiggyVest.
    • Once the linking process is complete, you should be able to view and manage your Pocket investments through the PiggyVest app.

    To get more information on how to link your pocket app to piggyvest then click How to link pocket app to piggyvest.

    Is PiggyVest Approved by CBN?

    Yes, PiggyVest is approved by the Central Bank of Nigeria (CBN) as a financial technology platform that provides savings and investment services to users.

    It operates under the regulatory framework set by the CBN and adheres to all relevant financial regulations in Nigeria.

    PiggyVest is regulated by the Central Bank of Nigeria (CBN) and operates following the regulatory guidelines set by the CBN for financial technology companies.

    This means that PiggyVest is required to comply with all relevant financial regulations, such as anti-money laundering laws, customer protection measures, and data privacy regulations.

    By being approved by the CBN, PiggyVest has demonstrated that it meets the necessary standards for providing financial services to consumers in Nigeria.

    Users can trust that their funds are secure and that PiggyVest operates transparently and responsibly.

    To learn more about the amazing features of CBN’s Approval of piggyvest you can click Is Piggyvest approved by CBN?

    How to Use Piggyvest Save and Earn

    To use piggyvest to save and earn, follow these steps:

    Sign up: First, you need to create an account on Piggyvest by downloading the app or visiting their website. You will need to provide some basic information and set up your account.

    Set your savings goal: Once your account is set up, you can set a savings goal. This could be for a specific purchase, a vacation, or just to build up your savings.

    Choose your savings plan: Piggyvest offers different savings plans to help you reach your goal. You can choose from options like automated savings, fixed savings, or flexible savings.

    Save money: Start saving money towards your goal by setting up automatic transfers from your bank account to your Piggyvest account. You can also manually add money to your account whenever you like.

    Earn interest: Piggyvest offers interest on your savings, so the more you save, the more you will earn. This can help you reach your savings goal faster.

    Refer friends: Piggyvest has a referral program that allows you to earn money by referring friends to the platform. You can earn bonuses for each friend that signs up and starts saving.

    Monitor your progress: Keep track of your savings progress by checking your account regularly. You can see how close you are to reaching your goal and make adjustments as needed.

    Withdraw your savings: Once you have reached your savings goal, you can withdraw your money from Piggyvest and use it for whatever you had planned.

    To get more details on how to use piggyvest to save and earn then click How to Use Piggyvest Save and Earn.

    The Different PiggyVest Savings Plans

    Here are some of the key savings plans offered by Piggyvest and their benefits:

    Piggybank Savings

    With Piggybank Savings, users can set aside funds for specific goals or emergencies by depositing money into their Piggyvest account.

    Users can automate their savings by setting recurring deposits on a daily, weekly, or monthly basis, making it easy to build a savings habit over time.

    Piggybank Savings offers competitive interest rates on users’ savings, allowing them to earn returns on their deposited funds.

    The funds saved in Piggybank are locked and can only be withdrawn on set withdrawal dates, helping users avoid impulsive spending and stay committed to their savings goals.

    Piggybank Savings also offers bonus interest to users who save consistently without making withdrawals.

    SafeLock

    SafeLock is a savings plan that allows users to set aside funds for a specified period, ranging from 10 to 1000 days, during which the funds are locked and cannot be withdrawn.

    Users can earn higher interest rates on their savings with SafeLock compared to regular savings accounts, making it an attractive option for users looking to maximize their returns over a fixed period.

    SafeLock encourages users to save for longer-term goals or projects by providing incentives for locking their funds for extended periods.

    Users have the flexibility to choose the duration of their SafeLock plan and can customize it according to their financial goals and timeline.

    Target Savings

    Target Savings enables users to save towards specific financial goals, such as buying a car, going on vacation, or starting a business, by setting target amounts and deadlines for each goal.

    Users can create multiple savings targets simultaneously and track their progress towards each goal within the Piggyvest platform.

    Target Savings offers users the flexibility to contribute funds towards their savings goals at their own pace, allowing them to adjust their contributions based on their financial circumstances.

    Piggyvest automatically calculates the required savings contributions based on users’ target amounts and deadlines, making it easy for users to stay on track with their goals.

    Target Savings helps users stay motivated and accountable by providing visual progress indicators and notifications as they work towards achieving their savings goals.

    Flex Dollar

    Flex Dollar is a savings plan that allows users to save in US dollars (USD) and earn interest in USD, providing an opportunity for users to diversify their currency holdings and hedge against currency fluctuations.

    Users can deposit funds into their Flex Dollar account and earn interest on their USD savings, with interest rates typically higher than those offered on traditional savings accounts.

    Flex Dollar offers users the flexibility to deposit and withdraw funds in USD at any time, making it convenient for users who frequently transact in USD or want to save in a stable foreign currency.

    Piggyvest partners with licensed financial institutions to provide USD-denominated savings accounts, ensuring the security and reliability of users’ USD deposits.

    Flex Dollar is an ideal savings option for users looking to preserve the value of their savings in a foreign currency or build a USD-denominated emergency fund.

    Similar Trading Platforms as PiggyVest

    Below are some of the similar trading platforms:

    Cowrywise

    Cowrywise is a financial technology platform in Nigeria that offers savings and investment products to help users achieve their financial goals.

    Similar to Piggyvest, Cowrywise allows users to save towards specific goals, invest in mutual funds, and automate their savings contributions.

    Cowrywise offers competitive interest rates and investment returns on users’ savings and investments, providing an opportunity for users to grow their wealth over time.

    Risevest

    Risevest is an investment platform that allows users to invest in global financial markets, including stocks, bonds, and real estate, for as little as $10.

    They offer diversified investment portfolios tailored to users’ risk profiles and financial goals, enabling users to access global investment opportunities and build wealth over the long term.

    Risevest provides users with educational resources and investment insights to help them make informed investment decisions and optimize their portfolios.

    Wealth. ng

    Wealth. ng is an online investment platform that offers a range of investment products, including mutual funds, stocks, and bonds, to Nigerian investors.

    They provide users with access to a curated selection of investment opportunities from reputable asset management firms and financial institutions, allowing users to diversify their portfolios and maximize returns.

    Wealth. ng offers personalized investment advice and portfolio management services to help users achieve their financial objectives and navigate the complexities of the financial markets.

    Bamboo

    Bamboo is an investment platform that allows users to invest in US stocks and exchange-traded funds (ETFs) from Nigeria.

    They provide users with access to thousands of US stocks and ETFs, enabling them to build diversified investment portfolios and capitalize on growth opportunities in the global market.

    Bamboo offers competitive pricing and low transaction fees on trades, making it cost-effective for users to invest in international equities and diversify their investment holdings.

    Trove

    Trove is an investment platform that allows users to invest in global stocks, cryptocurrencies, and mutual funds from Nigeria.

    Similar to Bamboo, Trove provides users with access to a wide range of investment options, including US stocks, Nigerian stocks, Bitcoin, Ethereum, and mutual funds, through a single platform.

    Trove offers fractional investing, allowing users to invest in high-priced assets with small amounts of money, making investing more accessible and affordable for a wider range of users.

    Key Benefits of Using Piggyvest

    Below are the key benefits of using piggyvest:

    Convenience: Piggyvest offers a user-friendly platform accessible via web and mobile devices, allowing users to manage their savings and investments anytime, anywhere.

    Automation: Users can automate their savings contributions through recurring deposits, making it effortless to build savings habits and achieve their financial goals over time.

    Diversification: Piggyvest provides a range of savings and investment options, including traditional savings accounts, fixed-term savings plans, and investment opportunities, enabling users to diversify their portfolios and mitigate risks.

    Earn Returns: Piggyvest offers competitive interest rates and investment returns on users’ savings and investments, helping them grow their wealth and achieve their financial objectives faster.

    Goal Tracking: Piggyvest allows users to set specific savings goals, track their progress, and receive notifications as they work towards achieving their goals, providing motivation and accountability.

    Security: Piggyvest employs robust security measures, such as encryption protocols and authentication mechanisms, to protect users’ funds and personal information, ensuring a safe and secure saving and investing experience.

    Is it Safe to use Piggyvest?

    Piggyvest employs a multi-layered approach to security to ensure the safety of users’ funds and personal information.

    Firstly, they utilize state-of-the-art encryption protocols to secure data transmission and storage, safeguarding sensitive information from unauthorized access.

    Additionally, Piggyvest partners with trusted financial institutions for transaction processing, adding another layer of security to users’ financial activities.

    Moreover, they implement robust authentication mechanisms, such as two-factor authentication (2FA), to prevent unauthorized access to users’ accounts.

    While no system is entirely immune to risks, Piggyvest’s commitment to security and its proactive measures make it a generally safe platform for users to manage their finances.

    Is the Piggy Bank Protected by the National Deposit Insurance Corporation (NDIC)?

    Piggyvest operates as a financial technology (fintech) platform rather than a traditional deposit-taking institution.

    Therefore, deposits made on Piggyvest may not fall under the purview of the National Deposit Insurance Corporation (NDIC), which typically insures deposits in licensed banks and financial institutions against certain risks.

    As such, users should be aware that the funds they deposit on Piggyvest may not be covered by NDIC insurance.

    Users must review Piggyvest’s terms and conditions to understand the extent of deposit protection provided by the platform.

    Is CBN in Charge of Piggyvest?

    While the Central Bank of Nigeria (CBN) regulates and supervises traditional banks and deposit-taking institutions in Nigeria, Piggyvest operates as a financial technology (fintech) platform and may not fall directly under the regulatory purview of the CBN.

    However, Piggyvest must comply with relevant financial regulations and may be subject to oversight by regulatory bodies other than the CBN.

    It’s essential for users to understand the regulatory landscape within which Piggyvest operates and to be aware of the platform’s adherence to regulatory standards.

    Is Piggyvest a CAC-Registered Product?

    Yes, Piggyvest is registered with the Corporate Affairs Commission (CAC) in Nigeria, indicating that it operates as a legitimate business entity within the country.

    This registration underscores Piggyvest’s compliance with regulatory requirements related to business operations and affirms its status as a reputable financial service provider in Nigeria’s fintech ecosystem.

    Is the Piggy Bank Registered with the Central Bank of Nigeria (CBN)?

    Piggyvest, as a financial technology (fintech) platform, may not be directly registered with the Central Bank of Nigeria (CBN) in the same manner as traditional banks.

    However, Piggyvest is subject to regulatory oversight and must comply with relevant financial regulations governing fintech companies in Nigeria.

    While Piggyvest may not fall under the direct regulatory purview of the CBN, it is still required to adhere to regulatory standards and best practices to ensure the safety and security of its users’ funds and transactions.

    Is NDIC on board with Piggyvest?

    Since Piggyvest operates as a fintech platform rather than a traditional deposit-taking institution, deposits made on the platform may not be covered by the deposit insurance provided by the National Deposit Insurance Corporation (NDIC).

    Users should carefully review Piggyvest’s terms and conditions to understand the extent of deposit protection provided by the platform and to assess the associated risks.

    Is Piggyvest Covered by Insurance?

    Piggyvest may offer certain insurance products or partnerships that provide coverage for specific risks or events.

    However, the extent of insurance coverage provided by Piggyvest may vary depending on the specific products or services offered and should be carefully reviewed by users.

    It’s essential for users to understand the terms and conditions of any insurance coverage provided by Piggyvest and to assess its adequacy in meeting their financial needs and objectives.

    Can I Make Money with Piggyvest?

    Yes, Piggyvest provides various opportunities for users to save and invest their money, potentially earning returns over time.

    Users can take advantage of features such as savings plans, investment options, and referral bonuses to grow their wealth on the platform.

    By consistently saving and investing through Piggyvest, users can accumulate funds over time and achieve their financial goals.

    However, users need to recognize that all investments carry inherent risks, and they should conduct thorough research.

    What is the Highest Interest Rate on Piggyvest?

    Piggyvest offers competitive interest rates on its various savings and investment products, with rates subject to change based on market conditions and other factors.

    The highest interest rate available on Piggyvest may vary depending on the specific savings or investment product chosen by the user.

    Users can explore Piggyvest’s website or app to compare the interest rates offered on different products and select the one that best suits their financial goals and preferences.

    Users need to consider the terms and conditions associated with each product, including any applicable fees or restrictions, before making investment decisions.

    How Much is 10 Points Worth on Piggyvest?

    Piggyvest operates a rewards system where users earn points for engaging in certain activities on the platform, such as saving consistently or referring friends.

    The value of these points may vary depending on how they are redeemed, such as for discounts on fees or bonuses on investments.

    Users can check Piggyvest’s website or app for information on the current redemption value of points.

    Can I Add an Account to my Piggyvest?

    Yes, users can link additional bank accounts to their Piggyvest account to facilitate transfers and deposits.

    This feature allows users to manage multiple accounts conveniently within the Piggyvest platform.

    By adding multiple accounts, users can easily transfer funds between different accounts and access their finances more efficiently.

    Users can explore the settings or profile section of the Piggyvest app or website to add or manage linked bank accounts.

    How is Pocketapp Activated on a Mobile Device?

    To activate Pocketapp on a mobile device, users typically need to download the Piggyvest mobile app from the app store (e.g., Google Play Store for Android or Apple App Store for iOS).

    Once installed, users can log in to their Piggyvest account and navigate to the Pocket section within the app.

    From there, users can follow the prompts to set up and activate Pocketapp, which enables them to save and invest money directly from their mobile devices.

    Pocketapp offers a convenient way for users to automate their savings and investment contributions.

    Can I Change my Piggyvest Account Number?

    Typically, users cannot change their Piggyvest account number once it has been created. However, users can update their linked bank account information, including adding or removing accounts, through the settings or profile section of the Piggyvest app or website.

    By managing linked bank accounts, users can ensure that their funds are deposited and withdrawn from the correct accounts.

    Can I Transfer my Money to Another Piggyvest Account?

    Piggyvest typically allows users to transfer money between their linked bank accounts and Piggyvest wallets but does not support direct transfers between different Piggyvest user accounts.

    Users can withdraw funds from their Piggyvest account to their linked bank account and then transfer the funds to another Piggyvest user if necessary.

    By facilitating transfers between linked bank accounts and Piggyvest wallets, users can easily manage their finances.

    Is Withdrawing on Piggyvest free?

    Piggyvest may charge fees for certain withdrawal transactions, such as instant withdrawals or withdrawals to bank accounts.

    However, standard withdrawals to linked bank accounts are typically free, although users should review Piggyvest’s fee schedule for specific details and any applicable charges.

    By understanding the fees associated with different withdrawal methods, users can minimize their costs and optimize their financial transactions on the Piggyvest platform.

    Users need to consider their withdrawal needs and preferences when selecting the most cost-effective withdrawal method for their circumstances.

    Is There a Minimal Withdrawal Amount on Piggyvest?

    Piggyvest may impose minimum withdrawal amounts for certain withdrawal methods or transactions.

    Users should review Piggyvest’s terms and conditions or contact customer support for information on any minimum withdrawal requirements applicable to their accounts.

    By understanding the minimum withdrawal amounts set by Piggyvest, users can plan their withdrawals accordingly.

    How Much Does Piggyvest Pay Per Month?

    The amount that Piggyvest pays out to users per month can vary depending on several factors, including the user’s savings habits, investment choices, and any bonuses or rewards earned through the platform.

    Users can track their earnings and payouts within the Piggyvest app or website to monitor their monthly income from the platform.

    By setting savings goals, investing strategically, and taking advantage of bonus opportunities, users can maximize their earnings on Piggyvest and achieve their financial objectives more effectively.

    Users need to stay engaged with the platform and regularly review their financial progress.

    How Does the Piggyvest Referral Code Work?

    The Piggyvest referral code is a unique code assigned to each Piggyvest user that they can share with friends, family, or acquaintances.

    When a new user signs up for Piggyvest using a referral code, both the referrer and the new user typically receive a bonus or reward, such as cash or points, depending on the terms of the referral program.

    Referral codes are a way for Piggyvest to incentivize user growth and engagement while rewarding existing users for referring new customers to the platform.

    By sharing their referral code with others, users can earn rewards and bonuses on Piggyvest.

    In Nigeria, how Does Piggyvest Work?

    Piggyvest works by providing users with various savings and investment options through its online platform and mobile app.

    Users can create an account, set savings goals, and choose from a range of savings plans or investment opportunities to grow their wealth over time. Piggyvest also offers features such as automatic savings, rewards programs, and financial education resources to help users achieve their financial goals effectively.

    By utilizing Piggyvest’s platform, users can save and invest their money in a disciplined and structured manner, allowing them to build wealth and secure their financial future.

    Overall, Piggyvest aims to make saving and investing easy, accessible, and rewarding for individuals in Nigeria, helping them achieve financial freedom and prosperity.

    CHECK THESE:

    How to Use Piggyvest Save and Earn

    Is Piggyvest Approved By CBN?

    How Do I Get My Referral Bonus on Piggyvest

    How to Link Pocket App to Piggyvest

    How to Withdraw from PiggyVest

     

     

     

     

     

     

     

     

     

  • Friedrich Naumann Foundation for Freedom Talent Promotion Program 2024

    Friedrich Naumann Foundation for Freedom Talent Promotion Program 2024

    Application Deadline: April 30, 2024

    Applications for the Friedrich Naumann Foundation for Freedom Talent Promotion Program 2024. The Friedrich Naumann Foundation for Freedom Talent Promotion Program 2024 is an opportunity for talented individuals to acquire skills and knowledge that will help them promote freedom and liberal values.

    Friedrich Naumann Foundation for Freedom Talent Promotion Program 2024
    Friedrich Naumann Foundation for Freedom Talent Promotion Program 2024

    The program is designed to support young professionals, students, and researchers who are committed to advancing liberal ideas and principles. The foundation provides financial support and mentorship to selected candidates. If you are passionate about freedom and want to make a positive impact on society, this program is worth considering. The application deadline for the program is April 30, 2024, so make sure to submit your application before then.

    Friedrich Naumann Foundation for Freedom Talent Promotion Program 2024

    The values upheld by the Foundation for Freedom include human rights, freedom, accountability, and a free market economy. Our commitment to maintaining a free and democratic society is to provide political education. Our mission is to inspire young people, both male and female, with the values of freedom and prepare them to serve as ambassadors for these values both domestically and internationally.

    Scholarships and Programs for Friedrich Naumann Foundation for Freedom Talent Promotion Program 2024

    • Students pursuing a diploma, a bachelor’s or master’s degree, or the state examination at German colleges, universities of applied sciences, or universities are eligible to apply for our university scholarships.
    • Scholarship applications are open for first-semester study for both German and international (EU) students.
    • Scholarships are available to non-EU international students for both master’s and
    • German and international doctorate candidates are eligible for our postgraduate scholarships.

    Eligibility Criteria for Friedrich Naumann Foundation for Freedom Talent Promotion Program 2024

    Scholarship applications are open to students in the EU and Germany starting in their first semester of study. International students from outside the EU may apply for scholarships to help pay for their PhD or Master’s degrees.

    If you are a straight-A student at a college or university, brave enough to think for yourself, and interested in the community, you meet the bill. Our scholarships are available to doctorate candidates and German and international college or university students studying any subject.

    • Talent and capabilities: We are looking for diverse interests and good to very good performance in specialized fields.
    • Personality: The essential elements that matter are commitment, drive, self-control, willingness to assume responsibility, and involvement in the advancement of a free society.
    • Engaging in liberal or social commitments can include being a part of a student government, a university committee, a liberal political party, a youth organization, a human rights organization, an ecclesiastical or social institution, sports, cultural events, environmental preservation, and your family.

    Application for Friedrich Naumann Foundation for Freedom Talent Promotion Program 2024

    Please be advised that a B2 level of skill in German is a prerequisite for our scholarships. Applications must thus be made in German. It is required that all applications be submitted electronically.

    • Complete the application and send it in with your resume, two references, and a synopsis of the proposed research for doctorate applicants. Go to stipendium.freiheit.org for forms and information. Please be aware that we are gradually switching to online applications.
    • Candidates will be preselected per the selection criteria.
    • We will extend an invitation to you for a selection interview if you are chosen. This is carried out by our impartial selection committee.
    • You will get written notification of your acceptance or rejection from us within two weeks, after which you will not be eligible to apply for scholarships. you can also apply for Middle East Studies Association of North America Global Academy Grant 

    Click here to apply

    For more information, visit Talent Promotion Program

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  • Call for Applications: Dorcas Muthoni PhD Fellowship 2024

    Call for Applications: Dorcas Muthoni PhD Fellowship 2024

    Application Deadline: May 2, 2024

    The Dorcas Muthoni PhD Fellowship 2024 is now open for applications. This fellowship honors Dorcas Muthoni, a Kenyan engineer and entrepreneur who was awarded the Doctor Honoris Causa by a university in Spain in recognition of her contributions to the advancement of engineering studies among young women in Africa, youth mentoring, and her social commitment to the fight against poverty.

    Dorcas Muthoni PhD Fellowship
    Dorcas Muthoni PhD Fellowship

    This fellowship aims to support gender equality and high-quality education, with a particular emphasis on African women. It is in line with the university’s institutional commitment to the Sustainable Development Goals (SDG).

    Call for Applications: Dorcas Muthoni PhD Fellowship 2024

    The PhD Fellowship in Dorcas Muthoni honors our Doctor Honoris Causa Dorcas Muthoni. On December 15, 2017, our university awarded Dorcas Muthoni, a Kenyan engineer and entrepreneur who founded and serves as CEO of OpenWorld, its highest honor for her noteworthy contributions to the advancement of engineering studies among young women in Africa, youth mentoring, and her social commitment to the fight against poverty.

    The Dorcas Muthoni PhD Scholarship intends to support gender equality and high-quality education, with an emphasis on African women. It is in line with our university’s institutional commitment to the Sustainable Development Goals (SDG).

    This PhD Fellowship opened for applications in two editions: one in 2018 and the other in 2020. We are glad to present our 2024 third edition.

    The following are the fellowship’s primary goals:

    • To encourage gender parity and help close the gender gap in ICT by removing obstacles that prevent more women from pursuing professions in STEM fields and encouraging more women to pursue careers in science, technology, and engineering.
    • To impart top-notch research findings to female African academics pursuing doctorates. More than 20 research groups in our ICT department are actively involved in worldwide research initiatives, and we are the only engineering university department in Spain to have received the Maria de Maeztu seal of Spanish research excellence twice. The Spanish Ministry of Economy and Competitiveness funds the four-year Maria de Maeztu Strategic Research Program, which aims to advance artificial and natural intelligence for ICT and beyond both within our university’s Engineering ICT department and elsewhere.
    • To make a contribution to the social influence of Africa in the future. After completing their PhD studies, the candidates are expected to return home to Africa in order to pursue careers in information and communication technology there.

    Fellowship for Call for Applications: Dorcas Muthoni PhD Fellowship 2024

    • They offer a predoctoral contract with a minimum gross monthly salary of 1, 470.98 Euros for the 1st and 2nd year, and a gross monthly salary of 1,576.05 Euros for the 3rd
    • PRC includes a teaching assistance load of 45 hours per academic year. These teaching hours are a compulsory pre-requisite to be able to enter the fellowship selection process.
    • The fellowship will also include a startup/Landing Fund to facilitate the fellow’s initial expenditure. The fund will be for the amount of 2,500 Euros.
    • The “Dorcas Muthoni” fellowships/PRC include the annual tutorship fees, but neither the administrative fees nor the fees for validations of degrees issued by a university outside the European higher education area (EHEA) without homologation.

    Evaluation Criteria

    • Outstanding academic background of the applicant.
    • Motivation letter: expected contributions to advance gender equality in ICT for candidates. Expected social and economic effects in the future.

    Eligibility Criteria for Call for Applications: Dorcas Muthoni PhD Fellowship 2024

    • This PhD fellowship seeks doctoral applications from talented African female students (only African nationality applicants will be considered) with strong research interests.
    • Candidates for PhD positions must hold an M.Sc degree or equivalent.

    Research Areas for Call for Applications: Dorcas Muthoni PhD Fellowship 2024

    Research Areas: PhD candidates will pursue one of the department’s ICT Research Areas, which include: Artificial Intelligence and Theoretical Computer Science, Natural Language Processing, Computation and Robotics, Cognitive Multimedia Technologies, Image Processing and Computer Vision, Sound and Music Computing, Human-Computer Interaction, Graphics and Educational Technologies, Network Technologies and Strategies, Wireless Communications, Cybersecurity, Information Theory and Coding, Computational Neuroscience, Instrumentation and Biomedical Electronics, Computational Imaging and Computational Physiology, Analysis of Biomedical Data, and Non-Linear Signal Analysis.

    Application for Call for Applications: Dorcas Muthoni PhD Fellowship 2024

    Applications must be submitted by May 2, 2024, at 23:59 hours Central European Time (CET), for the Dorcas Muthoni Fellowship (details in point 2 below) and the UPF-ICT PhD program (details in point 1 below).

    Application for the Ph.D. program in ICT at UPF (with a letter of support from a possible DTIC @ UPF supervisor)

    • Kindly carefully review the eligibility requirements found on this website.
    • It is mandatory to provide a letter of support from your prospective DTIC supervisor with your application.
    • Please fill out this application for UPF’s PhD program in ICT.

    Application for PhD Fellowship in Dorcas Muthoni

    Motivational letter

    • The applicant should include an explanation of why she applied for the fellowship as well as the anticipated effects on ICT gender equality and social impact in Africa following the completion of her PhD studies.

    Subjects of preference for instruction

    • Because the contract calls for 45 hours of instructional assistance every academic year. Kindly fill out the attached form by downloading it, filling it out completely, and indicating the subjects you would want to teach from the list of subjects after the form. After completing the form, please make sure your prospective PhD supervisor signs it.

    A Digital Copy of your Passport

    Please email all of the files mentioned in points 3, 4, and 5 to phdprogram.ict@upf.edu.

    For more information, visit Dorcas Muthoni PhD Fellowship.

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