TriftCreditPlus

Author: Jonathan

  • Zenith Bank USSD Code

    Zenith Bank USSD Code

    USSD is an acronym for Unstructured Supplementary Service Data and it is a critical part of mobile banking services. If you are looking for an easy way to carry out your banking transactions from the comfort of your home then the Zenith Bank USSD code is for you. The Zenith Bank USSD code offers a quick, secure, and user-friendly way for customers to access their bank accounts.

    Zenith Bank USSD Code

    With the USSD code, customers can perform transactions, and manage their finances directly from their mobile phones without the need for an internet connection. The USSD code for Zenith Bank is *966#, and it’s available to all customers who have an account with the bank and a registered phone number linked to their account.

    Here’s an in-depth analysis of the Zenith Bank USSD code, covering its features, benefits, limitations, and security aspects.

    How to Activate Zenith Bank USSD Code on Phone

    Activating the Zenith Bank USSD code is straightforward. Follow these steps:

    1. Dial *966*00#: Use the phone number registered with your Zenith Bank account (Mtn, Glo, Airtel, or 9 Mobile).
    2. Enter the last 4 digits of your ATM Card Number: Retrieve the last 4 digits from your Zenith debit card.
    3. Create a New 4-digit PIN: Choose a unique PIN that you can remember. Avoid using easily guessable combinations.
    4. Confirm the New PIN: Enter the same 4-digit PIN again for confirmation.

    Once completed, you’ll receive a successful message, and you’re ready to use the *966# EazyBanking service.

    What Other Services Can I Access with the Zenith Bank USSD Code?

    The Zenith Bank USSD code (966#) provides a range of convenient services for customers. Here are some of the key features you can access using this code:

    1. Open Zenith Bank Account: New customers can open a Zenith Bank account using the USSD code on their phone. Simply dial *966*0# to create an account.
    2. Check Account Balance: Use the USSD code to check your Zenith account balance by dialing *966*00# on your phone.
    3. Transfer Money from Zenith Bank Account: Transfer funds easily by dialing *966*Amount*Accountnumber#. You can send money to other Zenith Bank accounts or accounts in other banks.
    4. Buy Airtime Recharge from Zenith Bank for Self: Recharge your phone with airtime by dialing *966*Amount#.
    5. Buy Airtime Recharge from Zenith Bank for Others: If you want to recharge someone else’s phone, use the code *966*Amount*Mobile Number#.
    6. Activate Zenith USSD Banking: Existing customers can activate the Zenith Bank USSD code by dialing *996*00# and following the on-screen prompts. Once activated, you can start using the code for transactions.
    7. Pay Bills: You can pay bills such as DSTV, GOTV, STARTIMES, PHCN, and more by dialing *966*7AmountCustomer ID#.
    8. Retrieve Zenith Bank Account Number: To retrieve your Zenith account number, dial *996*00#.

    Remember that to use the *966# EazyBanking service, you need to activate it on your Zenith Bank-linked phone number (Mtn, Glo, Airtel, or 9 Mobile). Simply dial the code, follow the prompts, provide the required information, and create your PIN. It’s a convenient, fast, secure, and affordable way to access your bank account 24/7 without needing an internet connection

    How do I change my PIN using the USSD code?

    Changing your PIN for Zenith Bank’s USSD service is a secure process to ensure the safety of your transactions. Here’s how you can change your PIN:

    1. Dial *966*60#: From the mobile number registered with your Zenith Bank account.
    2. Select ‘Reset PIN’: Choose the option to reset your PIN when prompted.
    3. Enter Your Old PIN: You will be asked to input your current PIN.
    4. Create a New PIN: Choose a new 4-digit PIN that you can remember easily.
    5. Confirm Your New PIN: Re-enter the new PIN to confirm the change.
    6. Enter the Last 6 Digits of Your ATM Card: This step is required for additional security verification.
    7. Follow the Prompts: Complete the process as directed by the prompts on your screen.

    After successfully changing your PIN, you’ll receive a confirmation message. Keep your new PIN confidential and avoid sharing it with anyone.

    If you encounter any issues or need further assistance, you can visit the Zenith Bank website or contact their customer service for support. Remember, it’s important to regularly update your PIN to maintain the security of your account.

    Benefits

    Below are some of the benefits:

    • Accessibility: The USSD code works on any mobile phone, not requiring a smartphone or internet connection.
    • Convenience: Banking services are available 24/7, anywhere, making it highly convenient for customers.
    • Speed: Transactions and requests via USSD codes are completed within seconds.
    • Ease of Use: The USSD menu is straightforward, making it easy for anyone to navigate and use.
    • Security: Transactions are secure, requiring a PIN to authenticate and complete transactions.

    Limitations 

    The limitations are listed below:

    • Transaction Limits: There are daily limits on the amount of money that can be transferred or withdrawn, which might be a constraint for some users.
    • Network Dependency: The service depends on the mobile network’s availability and strength, which can affect the transaction’s success in areas with poor network coverage.
    • Limited Services: While the USSD code offers a range of services, some more complex banking operations may still require visiting a branch or using Internet banking

    Frequently Asked Questions

    How do I register for the Zenith Bank USSD Code?

    You can register for the USSD code by following the steps below:

    • Ensure you have an account with Zenith Bank already
    • Have a mobile number registered with Zenith Bank
    • Dial *966#
    • Select the registration option
    • Enter your four-digit pin
    • Confirm the pin
    • Ensure you don’t share the pin with anyone.

    What are the Security Aspects of the Zenith Bank USSD code?

    Zenith Bank has implemented several security measures to ensure the safety of transactions via the USSD code:

    • PIN Authentication: Every transaction requires a PIN, which only the customer knows.
    • Encryption: Communication between the mobile device and the bank’s servers is encrypted to prevent interception.
    • Automatic Session Timeout: USSD sessions automatically time out after a short period of inactivity, reducing the risk of unauthorized access if the phone is left unattended.

    Why Should I Use the Zenith Bank USSD Code?

    The code *966# is good for all Zenith Bank users as it offers a powerful tool for financial inclusion, allowing customers to perform a variety of banking transactions conveniently and securely.

    While it has its limitations, such as transaction limits and network dependency, the benefits of accessibility, speed, and ease of use make it an essential service for Zenith Bank customers.

    The bank continues to innovate in its USSD service offering, ensuring that it meets the evolving needs of its customers while maintaining high-security standards to protect their accounts and personal information.

    ALSO CHECK:

    Unity Bank USSD Code 2024

    Wema Bank USSD Code

    How to Transfer Money from Union Bank using the USSD Code

    Union Bank USSD Code

     

     

  • How to Apply for Zenith Bank Personal Loan

    How to Apply for Zenith Bank Personal Loan

    Looking to get a personal loan from Zenith Bank? Well, you’re in luck! Applying for a Zenith Bank Personal Loan is easier than you might think. In this article, we’ll walk you through the step-by-step process of how to apply for a Zenith Bank personal loan.

    Whether you’re looking to fund a big purchase, cover unexpected expenses, or consolidate debt, Zenith Bank has got you covered. So, let’s dive in and learn how to apply for a Zenith Bank Personal Loan.

    How to Apply for Zenith Bank Personal Loan

    What is Zenith Bank Personal Loan?

    Zenith Bank Personal Loan is a financial product designed to provide individuals with quick access to funds for various personal needs. Whether you need money for education, medical expenses, home renovations, or any other purpose, Zenith Bank offers flexible loan options with competitive interest rates and favorable repayment terms.

    Requirements

    Before applying for a Zenith Bank Personal Loan, it’s essential to understand the eligibility criteria and gather the necessary documents. The requirements typically include:

    • Nigerian citizenship or residency.
    • Minimum age requirement (usually 18 years or older).
    • Proof of steady income.
    • Valid identification documents (National ID, Driver’s License, or International Passport).
    • Proof of address (utility bills, rent agreement, etc.).
    • Additional documents as requested by Zenith Bank.

    How to Apply for Zenith Bank Personal Loan

    • Understand Loan Options

    Familiarize yourself with the different personal loan options offered by Zenith Bank, including loan amounts, interest rates, and repayment terms.

    • Gather Required Documents

    Collect all necessary documents, including identification, proof of income, and address verification.

    • Determine Loan Amount and Terms

    Decide on the loan amount you need and the repayment terms that suit your financial situation.

    • Apply Online or In-Branch

    Choose your preferred method of application – online through the Zenith Bank website or mobile app, or visit a branch near you.

    • Fill Out the Application Form

    Complete the application form with accurate information and double-check for any errors before submission.

    • Submit Required Documents

    Along with the application form, submit all necessary documents to support your loan application.

    • Await Loan Approval

    Zenith Bank will review your application and assess your eligibility for the loan. You may receive updates on the status of your application via email or SMS.

    • Receive Loan Disbursement

    Upon approval, Zenith Bank will disburse the loan amount to your designated bank account.

    • Repay the Loan Timely

    Adhere to the agreed-upon repayment schedule to avoid late fees and maintain a positive credit history.

    Eligibility Requirements:

    • Be at least 18 years old.
    • Have a regular monthly income of at least N50,000 (for personal loans) or N100,000 (for business loans).
    • Be employed for at least six months.
    • Have a good credit history.
    • Provide collateral (though it may not be required for all loan types).

    Application Process:

    • Online Application: Visit the Zenith Bank Loans page and select the type of loan you’re interested in. Complete the application form.
    • Branch Application: Schedule an appointment with a loan officer at a Zenith Bank branch. Bring the required documentation.

    Required Documents:

    • Completed loan application form.
    • Proof of identity (e.g., passport or driver’s license).
    • Proof of income (salary slips or bank statements).
    • Proof of employment (employer’s letter).
    • Proof of collateral (if required).

    Types of Zenith Bank Loans:

    • Personal Loans: These can be used for various purposes, such as debt consolidation, home improvement, or medical expenses.
    • Business Loans: Ideal for starting or expanding a business, purchasing equipment, or financing working capital.
    • Mortgage Loans: Used for purchasing a home or refinancing an existing mortgage.
    • Overdraft Facilities: Provide a line of credit to cover unexpected expenses.

    How long does it take to process a Zenith Bank personal loan?

    The processing time for a Zenith Bank personal loan depends on several factors, but here are some general guidelines:

    • Application Review: Once you’ve submitted your loan application, Zenith Bank will review it. Typically, they aim to decide within 24 hours.
    • Loan Approval: If your application is approved, you’ll receive a notification. The bank will disburse the funds within 48 hours after approval.
    • Disbursement Time: The actual disbursement time may vary based on the specific loan type and any additional documentation required.
    • Education Loan Example: For the Zenith Bank Personal Loan (Education), which is designed to help students pay for education expenses, the maximum tenor is three months for junior school and nine months for tertiary institutions.

    Remember that these timeframes are approximate, and individual cases may vary. If you have specific questions about your loan application, I recommend contacting Zenith Bank directly through their customer service channels or visiting a branch closest to you.

    Importance of Zenith Bank Personal Loan

    • Financial Flexibility

    A Zenith Bank Personal Loan provides you with the financial flexibility to meet your immediate needs, whether it’s for home renovations, education expenses, medical bills, or debt consolidation. You can use the loan amount for any purpose you deem fit.

    • Quick and Convenient

    Applying for a Zenith Bank Personal Loan is a hassle-free process. The bank offers a streamlined application process, allowing you to submit your application online or visit a branch. The quick approval and disbursement ensure that you can access the funds promptly.

    • Competitive Interest Rates

    Zenith Bank offers competitive interest rates on their loans. This means you can borrow the funds you need without incurring exorbitant interest charges, ultimately saving you money in the long run.

    • Flexible Repayment Options

    Zenith Bank provides flexible repayment options, allowing you to choose a repayment tenure that suits your financial situation. You can select a shorter tenure to repay the loan quickly or opt for a longer tenure to manage your monthly installments more comfortably.

    • No Collateral Required

    Zenith Bank Personal Loans are typically unsecured, meaning you don’t need to provide any collateral or security to secure the loan. This makes it accessible to a wider range of individuals who may not have significant assets to pledge.

    • Credit History Building

    Successfully repaying a Zenith Bank Personal Loan can help you build a positive credit history. Timely payments and responsible borrowing behavior will reflect positively on your credit report, improving your credit score and making it easier for you to access credit in the future.

    • Expert Guidance

    Zenith Bank has a team of knowledgeable professionals who can guide you through the loan application process and answer any questions you may have. Their expertise ensures that you make informed decisions and choose the loan option that best suits your needs.

    Frequently Asked Questions

    What Is the Maximum Loan Amount I Can Apply For?

    The maximum loan amount varies depending on your income, credit history, and other factors. Contact Zenith Bank for more information.

    How Long Does It Take to Get Loan Approval?

    Loan approval times vary, but Zenith Bank strives to process applications as quickly as possible. You may receive approval within a few days of submitting your application.

    Can I Repay the Loan Before the End of The Term?

    Yes, you can repay the loan before the end of the term. However, early repayment terms and conditions may apply. Contact Zenith Bank for details.

    ALSO CHECK: 

    Easy Access To Cash Anytime With KashKash Loans

    How to Get Started with First Bank’s Wealth Management Services

    How to Apply for Student Loan Forgiveness

    Stanbic Call Deposit Account – How to Open a Stanbic Call Deposit Account

  • Apply Now for Think Big Scholarships 2024 at the University of Bristol

    Apply Now for Think Big Scholarships 2024 at the University of Bristol

    The Think Big Scholarship is for international students who are seeking higher education in the United Kingdom. These scholarships are available for undergraduate and postgraduate programs at the University of Bristol.

    For those pursuing a master’s degree, eligibility is limited to applicants of two-year social work or Law courses beginning in September 2024. The scholarship covers different amounts that are designated for tuition fees, with an additional opportunity to apply for a living cost bursary for the first academic year.

     

    Think Big Scholarships 2024 at the University of Bristol

    To qualify for Think Big scholarships in the UK, you must first apply to the University of Bristol before commencing your scholarship application. As an international student, you have a wide range of undergraduate courses, except medicine, dentistry, and veterinary science programs.

    Studying in the UK presents numerous educational and career prospects for international students, particularly those from lower and middle-income countries. The University of Bristol ranked #93 in Best Global Universities and 61 in the QS World University Ranking 2023, and is committed to making a positive global impact through education, innovation, and inclusivity.

    Bristol University provides a high-quality education, a professional learning environment, and research opportunities. While some programs do not require English language proficiency, most do, so you should prepare accordingly.

    This is an opportunity to study in the UK and it comes with numerous advantages, covering personal, academic, and professional growth. As a graduate of the University of Bristol, you will be highly rated globally.

    Benefits of the Think Big Scholarships 

    • The Think Big Scholarship offers different amounts depending on your program.
      • £6,500 to £13,000 per year for undergraduate programs
      • £6,500, £13,000, and £26,000 per year for postgraduate programs
    • The scholarship covers your tuition fees.
    • Additionally, successful applicants will receive a £3,000 living cost bursary for their first year of study.

    Eligibility for the Think Big Scholarships 

    • Applicants must be applying for undergraduate courses, excluding medicine, dentistry, and veterinary science programs.
    • You must be an international student without UK citizenship.
    • You aren’t allowed to receive any other scholarships or funding.
    • If you are pursuing postgraduate studies, you must apply for Social Science and Law courses.
    • You must demonstrate strong academic performance and achievements.
    • You must have overseas fee-paying student status and meet English proficiency requirements.

    How to apply for the Think Big Scholarships 

    The application is done online. To start, you must:

    • First, apply for their desired course at the University of Bristol.
    • Afterward, you can begin the Think Big scholarship application, providing your student ID and personal details in the form.
    • Applicants must answer three questions within a 200-word limit, tailored separately for undergraduate and postgraduate applicants.
    • Since the application cannot be saved, it must be completed and submitted in one session.
    • The deadline for applying to the University of Bristol Think Big Scholarship 2024 is April 24, 2024, with 22 days remaining as of the current date.

    To start your application, go to https://www.bristol.ac.uk/international/fees-finance/scholarships/think-big-development.

    ALSO CHECK:

    Electro-Federation Canada Scholarship Program to study in Canada

    Fully Funded Medical Scholarships in Canada for International Students

    Bézout Labex Masters Scholarships from the University Paris-Est in France

     

     

     

  • Apply Now for African Union Digital and Innovation Fellowship 2024

    Apply Now for African Union Digital and Innovation Fellowship 2024

    The African Union Digital and Innovation Fellowship is a 12-month program that aims to identify and deploy skilled tech innovators from Africa to various units and organs within the African Union headquarters as resident fellows.

    These fellows are allowed to understand their assigned units, pinpoint data management challenges, and collaboratively devise innovative solutions. The goal is to enhance data management processes and improve the AU’s overall efficacy, ensuring the sustainability of these solutions beyond the fellowship period by empowering AU staff internally.

    African Union Digital and Innovation Fellowship 2024

    Fellows are tasked with co-creating tailored products and processes that specifically enhance the African Union’s delivery of its mandate, particularly focusing on areas like good governance and citizen engagement. The program also fosters long-term capacity building within the host African Union organs.

    Since its launch in September 2021, the program has seen its first cohort of 13 fellows deployed across different units and organs of the African Union, actively addressing digital gaps in data management and operational efficiency.

    highlights of the African Union Digital and Innovation Fellowship 

    • Capacity Building Training
    • Mentorship by industry experts
    • Learning Tours
    • Peer-to-Peer Learning
    • Networking Opportunities
    • Professional Career Development
    • All-expense Paid Trips
    • Grand Graduation Ceremony

    Benefits for Fellows

    As a Fellow, you will:

    • Participate in capacity-building training led by experts from the African innovation ecosystem.
    • Receive mentorship from experienced industry experts from the AfriLabs community.
    • Network and engage in peer-to-peer learning opportunities.
    • Receive monthly stipends throughout the fellowship period.
    • Enjoy all-expense paid trips for various program-related activities.
    • Receive a certificate upon graduation and recognition as a fellow/alumni of the African Union Digital and Innovation Fellowship Program.

    Eligibility for the African Union Digital and Innovation Fellowship

    For you to be eligible for the Fellowship, you need to be:

    • Based in Africa and a National of an African Union member state.
    • Age under 34 at the time of application.
    • Hold a tertiary education degree or equivalent.
    • Ability to gather and analyze information to identify key issues and propose solutions.
    • Experience in designing innovative technology products/solutions.
    • Willingness to relocate to Addis Ababa, Ethiopia, for the 12-month fellowship period.
    • Fluency in one or more AU official languages (Arabic, English, French, Portuguese, Spanish, and Swahili) is advantageous.

    How You Can Apply for the African Union Digital and Innovation Fellowship

    • Apply online through the provided link: https://auinnovationfellowship.com/apply.
    • Shortlisted candidates will undergo interviews with AU departments/organs.
    • Finalists will attend an Induction Workshop and pre-deployment training before starting the fellowship.

    For more information, visit the application link here or refer to the program website.

    ALSO CHECK:

    William P. Fuller Fellowship in Peacebuilding 2024

    Humanitarian Reporting Fellowship Opportunity

    Fully Funded Hubert H. Humphrey Fellowship Program

     

     

  • Apply Now Fully Funded Queen Elizabeth Commonwealth Scholarship

    Apply Now Fully Funded Queen Elizabeth Commonwealth Scholarship

    Are you looking for a fully funded Queen Elizabeth Commonwealth Scholarship for the academic year 2024-2025? Well, applications are now open for applicants. These scholarships provide an exceptional opportunity for students to pursue a two-year Master’s degree in a low or middle-income Commonwealth country.

    Fully Funded Queen Elizabeth Commonwealth Scholarship

    This scholarship is designed for individuals who are dedicated to making a positive impact in their communities. The scholarships offer more than just academic opportunities. They present you with a chance to enjoy a new country and culture, expand perspectives, and establish lifelong connections within a global network.

    Queen Elizabeth Commonwealth Scholars play an active role in fostering cultural exchange, academic collaboration, and finding solutions to common challenges, both in their home countries and the countries hosting them. By participating in the Commonwealth network, scholars contribute to shaping its future.

    Key details

    The scholarship will cover your:

      • Full tuition fees
      • Living allowance (stipend) throughout the award period
      • Return economy flights to the host country
      • One-off arrival allowance
      • Research Support Grant (available upon request and subject to approval)

    Eligibility criteria

    To apply for this scholarship, you must be:

    • A Citizen of a Commonwealth country (including those with refugee status) is eligible to apply.
    • Applicants must apply for a QECS award in a country other than their home country or country of citizenship. Refugees should apply as if they were citizens of the country that granted them refugee status.
    • There is no age limit to qualify for a QECS Award.
    • Applicants must have achieved a minimum of a 2:1 (or equivalent) at the undergraduate level to be eligible.

    How to apply for the Fully Funded Queen Elizabeth Commonwealth Scholarship

    To apply for the fully funded Queen Elizabeth Commonwealth Scholarship, you need to:

    • Review the list of countries and universities offering scholarships in this cycle.
    • Visit the relevant university’s website for detailed information about your chosen course.
    • Complete and submit a QECS application form for your selected university/course. Upon clicking “apply,” you will be directed to a login page. If you don’t have a myACU account, click “get started” in the top right corner to begin your application.
    • Apply to your chosen university for admission to the desired course.

    Deadline

    The application deadline for QECS is May 24, 2024. For more detailed information about the scholarship, please visit the QECS website.

    ALSO CHECK:

    Fully Funded Scholarships for International Students in Canada

    Generation Google Scholarship 2024/2025 (Up to $2,500 Available) | How to Apply!

     Joint Japan/World Bank Graduate Scholarship Program | How to Apply!