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Where to Get Loans in Nigeria Online

Obtaining loans in Nigeria has become easier and faster with the help of online services. Now, you can easily apply for a loan without having to visit a bank, thanks to the Internet. Some websites and apps can provide quick loans for personal use, business purposes, or emergencies.

Where to Get Loans in Nigeria Online

This article will help you discover where to find these online loan services in Nigeria and explain how they work. You can apply for a loan from the comfort of your home, and the money is disbursed quickly. Online loans are increasingly becoming popular because of their convenience and accessibility, especially for those who may not have access to traditional banking services.

10 Platforms to Get Loans In Nigeria Online

Here are 10 of the best platforms that you can get loans in Nigeria online.

FairMoney

FairMoney is a platform that offers short-term loans to help cover urgent needs, bills, business expenses, and more. Their loan application process takes only 5 minutes and is accessible anytime and anywhere. They offer different packages, including personal loans, education loans, business loans, and more. Their efficient use of technology allows them to provide a speedy and hassle-free loan application process to all their esteemed customers.

OKash

OKash is a micro-lending platform that is presented by Blue Ridge Microfinance Bank Limited. It offers registered users with quick collateral-free loans, as long as they meet the requirements. The loan amount ranges from 3,000 Naira to 500,000 Naira. One of the most significant advantages of OKash is that it offers loans 24/7 and the entire process is conducted online. Users can download the app from Google Play, create their loan account in seconds, choose their preferred bank account, connect their active bank card for repayment, answer a set of questions, and get a decision on their loan application in minutes without any paperwork.

Paylater

Paylater is an online lending platform that gives short-term loans to individuals and small businesses in Nigeria. It is an easy and convenient way to access funds for unexpected expenses or urgent cash needs. One of the advantages of using this platform is that you can get a loan of up to 500,000 Naira without any collateral. Once your application is approved, you can receive the funds within 1-3 business days. Also, Paylater rewards customers who make on-time repayments with access to higher credit limits for their next loan. So, if you need funds quickly and easily, Paylater is the solution for you.

KiaKia

The name was KiaKia is derived from a Nigerian language and means “Fast Fast”. It shows the company’s focus on providing simple, fast, effective, and efficient solutions to its customers. It is a digital money lending platform that operates in Nigeria and offers fast and direct loans to both individuals and small businesses. They use advanced technologies such as psychometry, big data, machine learning, and digital forensics to assess credit risk and determine creditworthiness. This enables them to offer loans to millions of people who have no credit history.

Renmoney

Renmoney is a microfinance bank in Nigeria that offers convenient online loans to individuals and businesses. They provide loans of up to 6 million Naira for up to 24 months to meet various needs such as growing your small business, renovating your home, buying a new car, paying rent, school fees, medical bills, and more. This platform prides itself on being the most convenient online lending company in Nigeria.

Palmcredit

PalmCredit is a virtual credit card that enables you to access a loan quickly and easily from anywhere, using your mobile phone. With PalmCredit, you can borrow up to N100,000 in minutes. Getting a mobile loan with PalmCredit is straightforward. You can apply for your credit limit in minutes, and then take as many instant loans as you need without requiring further approval. When you repay your loan, your credit score is updated. So, as you repay on time, you can watch your credit limit grow to N100,000.

QuickCheck

QuickCheck is a modern lending platform that offers financial credit to individuals as well as small businesses. The platform utilizes mobile technology to provide quick and easy access to loans without requiring any collateral. Users are eligible to borrow up to 30,000 Naira for a duration of either 15 or 30 days.

Aella

Aella is a company that is creating platforms to enable access to financing for individuals in Africa. They focus on employee lending and empowerment. To provide quick and affordable loans with no paperwork to their customers, the company has been affiliated with three main credit bureau agencies in Nigeria. They make use of a proprietary credit scoring algorithm to determine the creditworthiness of their users.

Branch

Branch is a leading loan app in Nigeria with over 10 million downloads. They offer fast online loans with a repayment period of 61 – 180 days. Their cash loans range from ₦2,000 to ₦500,000 and are easily accessible through the Branch app. You do not also need documentation to get the loan.

Carbon

Carbon is a loan financing app that operates in Nigeria that helps customers purchase necessary commodities by paying for them in installments at a later date. You will need to pay an initial deposit of 25% of the product price before the purchase can be completed. The repayment period is between 3 to 6 months.

Conclusion

There are various platforms where you can get quick loans online, however, it is advisable to review their Terms & Conditions (T&C) carefully before applying. One other factor that should not be overlooked is the interest rate and payback period. As a business, it is crucial to avoid loans with a very short payback period, unless you are confident that you will be able to generate enough revenue to repay the loan on time.

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February 7, 2024
Unity Bank USSD Code 2024
In the evolving landscape of digital banking in 2024, Unity Bank continues to stand out for its commitment to providing secure, fast, and accessible banking services. With the increasing reliance on mobile banking, Unity Bank’s USSD codes have become a cornerstone for customers looking to perform a wide range of banking transactions without the need for Internet access.

Unity Bank Transfer Code

From transferring funds to paying bills and more, these codes offer the convenience and efficiency that modern banking customers demand. This article aims to simplify the process of utilizing Unity Bank’s USSD codes, offering a comprehensive guide for creating transfer PINs, changing transfer codes, blocking bank cards, and more, ensuring that your banking experience is as seamless as possible.

List of Unity Bank USSD Codes

Unity Bank offers a variety of USSD codes designed to cater to your banking needs with ease and security. Below is a list of essential USSD codes that you can use:

Unity Bank General USSD Code

*7799# – This is the general USSD code for Unity Bank. It allows customers to access a range of banking services, including checking account balances, transferring funds, and purchasing airtime.

Check Account Balance

*7799*1# – This USSD code is used to check your account balance. Simply dial the code and follow the prompts to get your account balance instantly.

Unity Bank Transfer USSD Code

*7799*2*Account Number*Amount# – This USSD code is used for fund transfers within Unity Bank. Dial the code, enter the recipient’s account number, followed by the amount you want to transfer and confirm the transaction.

*7799*3*Phone Number*Amount# – This USSD code is used for fund transfers to other banks. Dial the code, enter the recipient’s phone number linked to their bank account, followed by the amount you want to transfer and confirm the transaction.

Unity Bank USSD Code for Airtime Purchase

*7799*4*Account Number# – This USSD code is used to recharge your phone or other mobile devices. Dial the code, enter the amount you want to recharge, followed by the recipient’s account number, and confirm the transaction.

USSD Code to Generate One-Time Password (OTP)

*7799*5# – This USSD code is used to generate a one-time password (OTP) for secure transactions. Dial the code, and you will receive an OTP on your registered mobile number to validate your transaction.

Unity Bank USSD Code to Reset PIN

*7799*6*Old PIN*New PIN# – This USSD code is used to change your PIN. Dial the code, enter your old PIN, followed by your desired new PIN, and confirm the change.

How To Create Unity Bank Transfer PIN

Creating a Unity Bank transfer PIN is a critical step in securing your transactions and ensuring that only you can authorize transfers from your account. Here’s how to set up your transfer PIN:
- Dial *7799# on your registered mobile number.
- Select the option for “PIN Setup” or a similar option.
- Enter your Unity Bank account number.
- Provide your date of birth (in the format DDMMYYYY) for verification.
- Create a 4-digit transfer PIN of your choice.
- Confirm your transfer PIN by entering it again.
- Once confirmed, your transfer PIN will be successfully set.
- Make sure to keep your transfer PIN confidential and do not share it with anyone.
How to Change Unity Bank Transfer Code

Changing your Unity Bank transfer code (or PIN) is straightforward and can be done anytime to enhance the security of your account. Here’s how to change your transfer PIN:
- Dial *7799# on your registered mobile number.
- Select the option for “PIN Change” or a similar option.
- Enter your current transfer PIN for verification.
- Enter your new desired transfer PIN (a 4-digit code).
- Confirm your new transfer PIN by entering it again.
- Once confirmed, your transfer PIN will be successfully changed.
- Remember to keep your new transfer PIN confidential and do not share it with anyone.
How to Block Unity Bank Card using USSD Code

If your Unity Bank card is lost, stolen, or you suspect unauthorized use, blocking it immediately is crucial. Here’s how you can block your card using a USSD code:
- Dial *7799# on your registered mobile number.
- Select the option for “Card Services” or a similar option.
- Choose the option for “Block Card” or a similar option.
- Enter your Unity Bank account number for verification.
- Select the card you want to block from the list provided.
- Confirm the block request by following the on-screen instructions.
- Once confirmed, your Unity Bank card will be blocked for security purposes.
FAQs

Can I Use Unity Bank USSD Codes from Any Mobile Phone?

Yes, you can use Unity Bank USSD codes from any mobile phone, as long as the number is registered with your bank account.

Are There Charges for Using Unity Bank USSD Services?

Some transactions may incur minimal fees. It’s advisable to check with Unity Bank for the latest fee structure.

How Secure Are Unity Bank USSD Transactions?

Unity Bank employs robust security measures for USSD transactions. However, always keep your PIN confidential and report any suspicious activities to the bank.

CHECK THESE:

Wema Bank USSD Code

How to Transfer Money from Union Bank using the USSD Code

Union Bank USSD Code

Eco Bank USSD Codes 2024
February 7, 2024
Wema Bank USSD Code
Wema Bank has introduced a convenient Wema Bank USSD code, that allows customers to carry out essential banking activities directly from their mobile phones, without requiring an internet connection. By simply dialing *945#, you can access a range of popular banking services that enable you to manage your finances on the go.

This article will guide you through the steps involved in using the Wema bank transfer code to transfer money, as well as other everyday tasks such as checking your account balance, purchasing airtime and data, borrowing money, and more, all with just a few taps on your phone.

Additionally, we will provide you with the necessary information on how to activate the USSD code service on your Wema bank account, so you can take full advantage of this efficient banking solution.

What is the Wema Bank Code?

The Wema bank code, *945#, is revolutionary for clients looking for rapid and effective financial transactions even in the absence of internet access. With the use of this flexible USSD code for Wema Bank, customers may pay their bills, send money, buy airtime, and make POS payments without the need for a Wema/ALAT card. The Wema bank USSD code, *945#, works with any mobile phone, which is the finest part.

How to Activate the Wema Bank Transfer Code

If you’re a Wema Bank customer, you can take advantage of the *945# USSD code to carry out various transactions with ease. To activate and set up your USSD code, follow these simple steps:
- Dial *945# on the mobile phone linked to your Wema Bank account.
- Select option 5 to initiate the activation process.
- Enter your Wema Bank account number when prompted.
- Create a secure 4-digit PIN for your USSD transactions. This PIN will be required for validating various transactions and ensuring the security of your financial activities.
- Confirm the PIN you’ve just set up and complete the activation process. Once you’ve completed the process, you can start using the *945# USSD code for seamless transactions.
How to Create a PIN for Wema Bank Transfer

It’s simple and quick to set up your PIN for a Wema Bank transfer by utilizing the *945# code. Here is a condensed guide:
- Choose option 5 for activation and PIN setting
- Input account number when requested
- Create a 4-digit PIN for your USSD transactions
- Confirm PIN by entering it again
- Dial *945# from your registered mobile number.
How to Reset Wema Bank Transfer USSD Pin

These easy procedures can let you reset your Wema Bank USSD PIN if you’ve lost or forgotten it:
- Enter *945# on your phone keypad.
- Choose “2” to reset or modify your USSD PIN.
- Enter your existing USSD PIN by following the prompts.
- Type in and validate your new 4-digit USSD PIN.
- Now that your new PIN has been set, you can use it to make transactions.
Note that the new PIN should be a secure 4-digit code, and make sure you have your existing USSD PIN. Accessing your mobile banking quickly and easily is possible with a reset Wema bank USSD PIN.

How to Transfer Money to Another Bank with Wema
- To initiate a transfer, dial *945# on your phone
- Enter the beneficiary account number
- Choose the receiving bank from the list, and then enter the desired amount.
- For transaction authentication, enter your 4-digit PIN.
- Verify the transaction information.
- Your transfer has been completed from Wema Bank to another bank.
The *945# USSD code makes transferring money easier, whether it’s inside Wema Bank or to other banks. It offers a quick and easy method to securely handle your transactions from your mobile device.

Wema Bank Code to Check the Balance
- Dial *945*# on the cellphone number connected to your Wema bank account.
- Verify your selection to continue.
- You will shortly receive an SMS notice with your whole account amount.
- The balance of your Wema bank account has been successfully verified.
With Wema Bank, checking your account balance is simple and quick with the 945 USSD code, which gives you immediate access to your financial data.

Conclusion

The Wema bank transfer code *945# is a useful tool for customers who want to manage their finances with ease while on the move. By using this code, users can perform a variety of functions such as checking their account balance, transferring funds, paying bills, purchasing airtime, and more, all without requiring an internet connection. The activation process is straightforward, requiring users to create a secure PIN for authentication. With this convenient service, customers can easily manage their finances without any hassle.

Frequently Asked Questions

What is Wema Bank’s new USSD code?

I’ll quickly walk you through the USSD code you need to access all transactions. Wema Bank’s transfer code and short code are *945#. You can conduct any type of financial transaction on a weekly, daily, or monthly basis by using the three-digit Wema banking code *945#.

How can I see the balance on my Wema account?

By utilizing the Wema bank mobile app or the Wema bank balance code *945*0#, you may easily find out how much money is in your Wema bank account.

What is Alat’s USSD code?

For everyone wishing to connect your ALAT with their BVN information to send money via the USSD code to a WEMA bank account, just dial *945*BVN# on your phone and hit the send button. You also have the option of using the BVN connecting gateway. The USSD code to use to administer your BVN is *945*4#.

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February 6, 2024
How to Transfer Money from Union Bank using the USSD Code
The Nigerian banking industry has witnessed a significant transformation in recent years, with the introduction of USSD codes by almost all banks in the nation. These codes have made it possible for customers to perform various banking transactions while on the go.

Union Bank, being one of the pioneers in the industry, understands the importance of offering such services to its customers. As a result, the bank launched its transfer code some years back, giving users the ability to perform a wide range of transactions that would typically require a visit to the bank, such as paying bills, buying airtime, transferring funds, and more.

In this article, we will how to transfer money from Union Bank using the USSD code and its significance. You will learn about some of the most useful features of the transfer code and the exact steps to follow using your mobile phone.

Union Bank USSD Code

Union Bank has introduced a USSD code for its consumers, known as the Union Bank transfer code. This code allows you to access financial services without physically visiting the bank and is compatible with all smartphone models. It doesn’t even require an internet connection to function, making it an extremely convenient option for users.

With the Union Bank transfer code, you can perform a range of activities such as paying bills, buying airtime, transferring money, and checking your balance. Rest assured that the code is secure, as it is only accessible through the phone number linked to your account, ensuring that your financial information is kept confidential.

To use the Union Bank transfer code, you need a working phone, a Union Bank account, and your account number. Additionally, you must be the legitimate owner of the account to access the USSD functionalities. By utilizing the Union Bank transfer code, you can manage your finances with ease and convenience.

How to Transfer Money Using the Union Bank USSD Code

The term “transfer code” refers to a system that facilitates the transfer of money from one account to another. In Nigeria, this system is commonly referred to as the “Union Bank transfer code” because it is popularly used for financial transactions across the country.

To transfer money using the USSD code, the recipient must have a bank account with any Nigerian bank that has a 10-digit NUBAN account number, and not necessarily with Union Bank. If you are new to Union Bank’s USSD code, you can initiate a transfer by dialing *826# and following the instructions to link your account to your phone for seamless transactions.

On the other hand, if you have already set up USSD banking on your SIM card, you can simply dial *826*Amount*Account Number# to transfer the exact amount to the designated account number. Unlike other banks where multiple menu pages may be required to complete a transfer, Union Bank’s transfer code is relatively user-friendly, making it easy for customers to transfer money conveniently.

How to activate Union Bank transfer codes

If you’re a Union Bank customer and would like to activate the bank’s USSD code, you can simply follow these easy steps.
- Firstly, dial *826*5# on your mobile phone.
- follow the instructions that appear on your screen.
- You’ll be asked to input either your ATM card number or bank account number.
- After that, you’ll need to create a four-digit PIN that you’ll use to confirm your transactions.
- Finally, complete the activation process and you’ll have successfully activated your USSD code.
Conclusion

As new and improved financial technology has been introduced over time, banking has become a lot easier. The USSD concept is not novel or inventive, but it did become quite popular since it was easily available.

I have shown in this post how to use your Union Bank account’s transfer code to conduct inexpensive financial transactions. Additionally, I offered substitute techniques to employ in situations when utilizing the USSD banking option would be counterproductive.

Frequently Asked Questions

How can I use my USSD code to check my Union Bank balance?

By utilizing the Union Bank mobile app or the Union Bank balance code *826*4#, you may easily find out how much money is in your Union Bank account.

How can I activate mobile banking?

Select ‘Registration’ under cellphone Banking, provide your cellphone number, then select “Yes.” Select “confirm” when the number appears on the ATM screen once more, then take out the transaction slip verifying your registration. An SMS about your account activation will be sent to you.

How can I make my Union Bank account operate?

To activate your Union Bank mobile banking, dial *826# from your registered mobile phone and select the first option.

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February 6, 2024
Union Bank USSD Code
As a Union Bank user who wishes to experience easy banking and say goodbye to long queues and time-consuming banking transactions then it is time to embrace the Union Bank USSD code system. This USSD code provides customers with an easy banking system whereby all banking transactions can be carried out from the comfort of their homes on their mobile phones.

The Union Bank USSD (Unstructured Supplementary Service Data) code, commonly referred to by its code *826#, is a mobile banking service provided by Union Bank of Nigeria to its customers.

This service allows Union Bank customers to perform a variety of banking transactions directly from their mobile phones without the need for internet connectivity.

It’s designed to provide convenience, accessibility, and speed for users, making banking services available 24/7.

Below is an in-depth analysis of the Union Bank USSD code, covering its features, benefits, limitations, and security aspects.

Services Offered by the Union Bank USSD Code

Below are the services offered by the Union Bank USSD code:

Account Opening

Customers can open a Union Bank account directly by dialing *826#.

Money Transfer

Allows for the transfer of funds to Union Bank and other bank accounts in Nigeria by dialing *826#.

Airtime Purchase

Users can buy airtime for themselves and others directly from their bank account by dialing *826#.

Bill Payments

It facilitates the payment of bills, including utilities, subscriptions, and other services by dialing *826#.

Balance Inquiry

Customers can check their account balance instantly by dialing *826#.

Mini Statement

Enables users to receive a mini statement via SMS, showing recent transactions by dialing *826#.

Card Management

Users can block and manage their debit cards, such as requesting a new card by dialing *826#.

Benefits of the Union Bank USSD Code

There are several benefits of the USSD code to customers, below are some of them:
- Accessibility: The USSD code works on any mobile phone, not requiring a smartphone or internet connection.
- Convenience: Banking services are available 24/7, including weekends and public holidays.
- Speed: Transactions are completed almost instantly, saving customers time.
- Ease of Use: The service is user-friendly, with simple menu options for conducting transactions.
- Security: Transactions are protected by a PIN, adding a layer of security.
Limitations of the Union Bank USSD Code

The Union Bank USSD code has some limitations, below are some of them:
- Transaction Limits: There are daily limits on the amount that can be transferred or withdrawn via USSD, which might not be sufficient for all users.
- Network Dependency: The service depends on the mobile network’s availability and strength, which can affect transaction success.
- Risk of USSD Fraud: Users need to be cautious of fraudsters and not share their PINs or sensitive information.
FAQs

Are There Any Security Measures Put In Place By Union Bank For USSD Code Users?

Union Bank has implemented several security measures to protect users, they are listed below:
- PIN Authentication: Transactions require a personal identification number (PIN) for authorization.
- Encryption: USSD sessions are encrypted to protect data exchange between the mobile device and the bank’s servers.
- Timed Sessions: USSD sessions have a short timeout period, reducing the risk of unauthorized access if a phone is left unattended.
Why Should I Use the Union Bank USSD Code?

The Union Bank USSD code *826# is a powerful tool for financial inclusion, enabling customers to perform banking transactions conveniently from anywhere at any time.

While it offers numerous benefits in terms of accessibility, convenience, and speed, users must be aware of its limitations and exercise caution to protect against fraud.

Union Bank continues to enhance its USSD service to address customer needs and security concerns, making it an essential service for its customers.

How Do I Register for Union Bank USSD Banking?

You can register by following the steps below:
- Dial *826#
- Follow the prompts to “register” or “Activate Mobile Banking”
- Enter your account details
- Create a pin
- Confirm your pin
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February 6, 2024
Eco Bank USSD Codes 2024
Ecobank’s USSD code is a convenient way to access your bank account and perform transactions from your mobile phone in 2024. This code allows you to easily check your account balance, transfer funds, pay bills, and even buy airtime. It’s like having a mini bank in your pocket.

Ecobank’s USSD code is a convenient way to access your bank account and perform transactions from your mobile phone in 2024. This code allows you to easily check your account balance, transfer funds, pay bills, and even buy airtime.

List of Eco Bank USSD Codes

Below is the list of Eco Bank USSD Codes and their Uses:

Eco Bank Main USSD Code

*326# is the main USSD code for Ecobank. It allows you to access various services such as checking your account balance, transferring funds, paying bills, and buying airtime.

USSD Code for Account Balance

To check your Eco Bank account balance dial *326*1#. You can use this code to check your account balance. It’s a quick and convenient way to keep track of your finances on the go.

Eco Bank Transfer Code

Dial *326*2# If you want to transfer funds to another Ecobank account. Just enter the recipient’s account number and the amount you want to transfer and confirm the transaction.

Dial *326*3# if you need to transfer money to accounts in other banks. This code enables you to make transfers hassle-free to other banks.

Eco Bank USSD Code for Bill Payment

Paying bills is made easy with this code. Dial *326*4# for bill payment. Whether it’s utilities, internet subscriptions, or satellite TV, you can settle your bills right from your mobile phone.

Eco Bank USSD Code for Airtime Purchase

Running out of airtime? No worries! Dial *326*5# to top up your phone or someone else’s phone with airtime. It’s a convenient alternative to physical stores or scratch cards.

How To Create Eco Bank Transfer PIN
- Simply dial *326# on the phone number registered with your bank account.
- Choose the debit card linked to your account, or select the “Create PIN” option.
- Fill in the required details and proceed.
- Now, verify you’re the account owner and create your 4 digits PIN
How to Change Eco Bank Transfer Code

Use these steps to change your Eco Bank transfer code:
- Dial *326# on your mobile phone.
- Select the option for “Transfer PIN” or “Change PIN” from the menu.
- Enter your current transfer PIN when prompted.
- Next, enter your desired new transfer PIN.
- Confirm your new transfer PIN by entering it again.
- You will receive a confirmation message that your transfer PIN has been successfully changed.
How to Block Eco Bank Card using USSD Code

Here is a step-by-step guide on how to block Eco Bank cards using the USSD code:
- Dial the Ecobank USSD code on your mobile phone. The main USSD code for Ecobank is *326#.
- Select the option for card services. The specific number for this option may vary, so follow the on-screen prompts or listen to the available options and select the one related to card services.
- Choose the option to block your card. Again, the exact number may vary, so select the option that allows you to block your card.
- Confirm the card block request. You may be asked to enter additional details such as your account number or card number to verify your identity.
- Confirm the card block request. Once you’ve confirmed the card block request, your Ecobank card will be blocked, preventing any unauthorized transactions.
FAQs

I Forgot My Eco Bank USSD PIN How do I Reset it?
- Dial *326# on your mobile phone.
- Select the option for “Reset PIN” or “Forgot PIN” from the menu.
- You may be prompted to enter your account number or other identification details to verify your identity.
- Once your identity is confirmed, you will be able to reset your USSD PIN.
- Follow the prompts to enter and confirm your new USSD PIN.
- You will receive a confirmation message that your USSD PIN has been successfully reset.
Is Using Ecobank USSD Codes Safe?

Yes, using Ecobank USSD codes is safe. The platform is designed with security measures to protect your transactions and personal information.

Do I Need an Internet Connection to Use Ecobank USSD Codes?

No, you don’t need an internet connection to use Ecobank USSD codes. It works on any mobile phone, even those without internet access.

CHECK THESE:

GTBank USSD Codes

First Bank USSD Codes 2024

FCMB Bank Transfer Code in 2024

Access Bank USSD Codes
February 6, 2024
AmplifyChange Grants 2024 (up to 75,000 Euros grant)
Applications are now open for the AmplifyChange Grants 2024. Are you interested in making a positive impact in gender equality, sexual and reproductive health and rights (SRHR), or ending child, early, and forced marriage (CEFM) in developing countries? If so, you may be interested in the AmplifyChange Grants 2024 program, which offers up to 75,000 Euros in funding for innovative and impactful projects in these areas.

The program is highly competitive and only projects with a clear understanding of the issues and a well-thought-out strategy will be considered for funding. If this sounds like an opportunity you’d like to explore, keep an eye out for updates on the AmplifyChange website about the application deadline.

AmplifyChange Grants 2024 (up to 75,000 Euros grant)

AmplifyChange provides four different types of grants. Our smallest grants, called Opportunity Grants, support local civil society organizations. Our largest grants, called Partnership Grants, support established groups in their efforts to build the capacity of smaller CSOs and strengthen civil society movements. Funding is accessible during time-limited application windows. We assist CSOs operating in LMICs or low- and middle-income nations.

Grant Types for AmplifyChange Grants 2024
- Opportunity Grant: Grant to support SRHR advocacy at a local level. Up to GBP 75,000 total grant amount for 1.5-2 years.
- Strengthening Grant: support to medium-sized groups seeking to advocate for SRHR beyond their local communities. Up to GBP 200,000 total grant amount for 2-3 years.
- Network Grant: significant support to networks and coalitions to encourage movement building. Up to GBP 300,000 – GBP 750,000 total grant amount for 2-3 years.
- Partnership Grant: significant support to established groups working to build and strengthen civil society movements and foster the capacity of smaller CSOs. Up to GBP 500,000- GBP 1,500,000 total grant amount for 2-3 years.
Eligibility Criteria for AmplifyChange Grants 2024

AmplifyChange welcomes suggestions from the following civil society organizations:
- Situated in and carrying out a project in one of the nations specified under each award type as being eligible for AmplifyChange.
- Pursuing advocacy to bring about change in one of our target areas.
- Concentrating on a few of our top priorities for sexual and reproductive health and rights (SRHR).
AmplifyChange is unable to accept suggestions from:
- Global non-governmental organizations (INGOs) with headquarters in high-income nations (HICs).
- UN organizations.
- Researchers or lone activists.
- Service-oriented organizations that don’t support SRHR advocacy and movement building.
Application for AmplifyChange Grants 2024

As lead organizations, your organization’s chances of receiving money are not increased by submitting several applications. An organization that leads a grant application and receives funding may also serve as an implementing partner in a different grant proposal headed by a different organization.

Application Deadline: Ongoing

Click here to apply

For more information, see FAQ and visit AmplifyChange Grants.

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Wilson Ornithological Society Research Grants 2024

Chatham House Senior Research Fellow – Innovation and Sustainability 2024 (65,000 Euros Salary)

World Cinema Fund (WCF) Africa 2024 (40,000 Euros in funding)

IISS Southeast Asian Young Leaders’ Programmed Visiting Fellowship 2024 (Stipend of $5,300 SGD)
February 3, 2024
Wilson Ornithological Society Research Grants 2024
Applications for the Wilson Ornithological Society Research Grants 2024 are open now. Are you interested in ornithology research? If yes, then you might want to consider applying for the Wilson Ornithological Society Research Grants 2024. The applications are now open, and the deadline for submission is February 1, 2024.

The Wilson Ornithological Society offers four categories of research grants each year, with varying amounts of awards. As a condition of all grants, the awardees must be willing to report the results of their research as an oral or poster paper at an annual meeting of the Wilson Ornithological Society within the next five years. So, if you are a member of the society and working on a research project related to birds, this can be an excellent opportunity to get financial support for your work.

Wilson Ornithological Society Research Grants 2024

The Wilson Ornithological Society grants research grants in four categories each year. Each has a slightly different focus, and the awards vary in value. All awards also require the recipient to be willing to present the findings of the study as an oral or poster paper at a Wilson Ornithological Society annual meeting during the next five years, as well as to submit a brief biography and a picture of themselves for the webpage.

Among the grants are:
- Louis Agassiz Feurtes Grants: Each year, up to two $5,000 grants are given out.
- Gerald F. Mayfield and George A. Hall Grant: For studies in any field of ornithology, up to four $3,000 grants are given out each year.
- Paul A. Stewart Grants: Each year, up to four $2,000 awards are given out.
Eligibility Criteria for Wilson Ornithological Society Research Grants 2024

To be eligible to receive an award, applicants must be members of the Wilson Ornithological Society.

Louis Agassiz Fuertes Grants

All ornithologists are eligible to apply for the most prestigious award given by the Wilson Society, though graduate students and recent graduates are encouraged to apply. Any study on birds is acceptable. Each year, up to two $5,000 awards are given out.

George A. Hall / Harold F. Mayfield Grant

This prize is restricted to non-professionals, including high school students, and is only offered to independent researchers who do not have access to finances and resources available at schools, universities, or governmental institutions. Research on birds of any kind is acceptable. There is a maximum prize of $2000. Previously recognized as the Margaret Morse Nice Honor.

Wilson Ornithological Society Research Grants

Each year, up to four $3000 awards for contributions in any field of ornithology are given out. Only master’s student research will be eligible for two of these grants.

Paul A. Stewart Grants

Proposals with an emphasis on economic ornithology, or studies of bird movements (based on banding, radio or satellite telemetry, or similar approaches), will be given precedence. Each year, up to four $2000 awards are given out.

Application for Wilson Ornithological Society Research Grants 2024

The 2024 application period is currently open and ends at midnight CST on February 1, 2024.

Click here to submit proposals

For more information, see proposal guidelines and visit the Wilson Ornithological Society.

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Canada Fund for Local Initiatives – Paraguay 2024 (up to CAD 35,000)
February 3, 2024
World Lizard Day
Celebration Date: August 14

World Lizard Day is a day dedicated to celebrating the diverse and fascinating world of lizards. It falls on the 14th of August every year and is a day to raise awareness about the importance of lizards in our ecosystems and to appreciate their unique characteristics and beauty. From the tiny chameleons to the giant Komodo dragons, lizards come in all shapes and sizes and can be found in almost every part of the world. Join the celebration and learn more about these amazing creatures on World Lizard Day!

History of World Lizard Day

World Lizard Day has obscure roots, much like many strange celebrations. But don’t let its shady origins stop you from enjoying this healthy day. Ignorance and inattention are the main causes of the species’ global extinction. Even though the topic of the day is lizards, we can’t pass up the chance to educate you further about reptiles in general. After all, it’s the day’s spirit!

All reptiles are vertebrates that breathe air and are coated in either scales, bone plates, or both. This family contains the following species: tortoises, lizards, crocodiles, and snakes. Each of these organisms experiences skin shedding and relies on their surroundings to control their body temperature. Reptiles must locate light and shade to warm up or cool down because they are dependent on external variables to regulate their core body temperatures. Reptiles typically go through a period of dormancy during the cooler months of winter until the weather gets warmer again.

Because they are similar to humans, you may notice lizards lounging in your warm garden or on sun-drenched bricks during the day. Maintaining body temperature is a completely another story for pet lizards. It is necessary to use heating lamps or pads in lizard owners’ tanks so as not to overheat the enclosure. It takes a significant amount of initial and ongoing work to prepare and maintain a tank for a lizard or any other reptile.

Every subspecies of reptile has distinct requirements and inclinations. It is advised that prospective and even existing reptile owners educate themselves on the specific requirements needed for a happy and healthy pet. Before you purchase or adopt a pet lizard, you should do some research to determine what kind of animal best fits your needs and your financial situation. This stage of consideration before purchasing is essential to making the best decision possible regarding pet ownership.

Interesting Facts About Lizards
- There are over 6000 species of lizard.
- Lizards are cold-blooded, which means that they rely on the environment around them to regulate their body temperature.
- Some lizards, such as geckos, can regenerate their tails if they lose them.
- The smallest lizard in the world is the dwarf gecko, which can fit on a dime.
- The largest lizard in the world is the Komodo dragon, which can grow up to 10 feet long and weigh up to 150 pounds.
- Lizards have excellent vision and can see in color.
- Some lizards, such as the chameleon, can change color to blend in with their surroundings or to communicate with other lizards.
- Most lizards are carnivorous and eat insects, spiders, and small animals.
- Some lizards, such as the Gila monster, are venomous and can deliver a painful bite.
- Lizards are important members of many ecosystems and help to control insect populations.
How to Celebrate World Lizard Day

Go on a Lizard Hunt

See whether you can find any wild lizards by going on a hike. Search beneath leaves, logs, and gloomy areas. Take a camera so you can record your discoveries.

Visit a Lizard Exhibit

Visit your nearby zoo or aquarium to get up close and personal with some of the most fascinating lizards on the planet. Study up on the various species and environments that they inhabit.

Organize a Lizard Parade

To celebrate World Lizard Day, get your neighbors, friends, and family together and organize a procession. Create music, costumes, placards, and decorations to commemorate the day!

Create Lizard Art

For World Lizard Day, sculpt, paint, or draw some lizards. Collect organic elements from your garden or house to produce an even more lifelike artwork.

Watch a Lizard Movie

Watch some of the great lizard films, such as “Lizards vs. Dinosaurs” or “Lizard King,” while cuddled up. With some refreshments and activities, you could even turn it into a movie night.

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February 2, 2024
Where To Get Loans in Nigeria Without Collateral
When it comes to obtaining a loan without collateral in Nigeria, it can be quite challenging. Traditional banks do require some form of security before granting loans, which makes it difficult for individuals and small businesses without substantial assets to access the funds they need. However, the emergence of fintech companies and alternative lending institutions has significantly transformed this situation, providing new pathways to financial inclusion.

Where To Get Loans in Nigeria Without Collateral

These innovative platforms that offer loans without collateral make use of technology to assess creditworthiness differently, which allows them to offer loans without the strict requirements of traditional collateral. This not only gives more people access to finance but also stimulates economic growth by empowering entrepreneurs and individuals who were previously excluded from the banking system. In this article, we will explore different platforms where you can get loans without collateral in Nigeria.

10 Platforms to Get Loans in Nigeria Without Collateral

There are different platforms to get loans in Nigeria without collateral. Here are some of the online platforms you can check out.

MoneyPal

MoneyPal is a consumer finance product that is provided by Zedvance Finance Limited. The app offers users access to loans of up to NGN 5,000,000. They also offer a nano loan that allows borrowers to access as little as NGN 10,000. The team behind MoneyPal guarantees fast loan disbursement, responsive customer support, and transparency throughout the borrowing period.

Kiakia

Kiakia is a known phrase in the Nigerian street language that means “quick quick”. It is a digital financial marketplace that uses big data and machine learning algorithms to provide both direct and peer-to-peer lending services. This implies that you can either obtain loans or lend money through the platform. The interest rate you will be charged on your loans depends on your credit score and it can range from 0.4% to 0.8% per day. Kiakia is a great choice for Nigerians who need quick loans without collateral to meet their urgent personal needs.

Paylater

Paylater is a well-known online lending platform that offers unsecured loans up to N500,000 to individuals and small businesses. Their loans are disbursed instantly and can be deposited into your bank account within 5 minutes of approval. When you pay back their loans on time, you can unlock higher loan amounts at lower interest rates.

Snap Credit

Snap Credit is a financial platform that is designed for individuals who are employed and receive a salary. The service offers a convenient and better way for employees to access affordable credit by leveraging their paychecks. You can use your mobile phone to apply for this loan and submit your request online. The verification process is carried out in real-time, and once approved, the loan amount is immediately credited to the applicant’s account.

Aella Credit

Aella Credit focuses on providing loans to employees. They use an algorithm that evaluates an applicant’s eligibility through their social, demographic, and debt-to-income ratios. They also provide loans without collecting collateral, which range from up to NGN100,000 with interest rates ranging from 4% to 29%. Note that if you repay your loan on time, you may qualify for a higher loan in the future.

QuickCheck

This is a mass consumer loan app that was created to reach as many financially excluded people as possible. QuickCheck mobile app users can access up to NGN30,000 hassle-free loans without providing collateral for a tenor of 15 – 30 days.

Branch

The branch is a recognized choice for entrepreneurs in Nigeria. On its mobile app, users can access loans between the range of N1,000 to N200,000 with up to 64 64-week repayment periods. The interest rate charged to loans depends on the applicant’s credit score. However, it may range from 14 percent to 28 percent per annum.

Palm Credit

Palm Credit offers a virtual credit card that allows you to borrow up to NGN100,000 anytime and anywhere using your mobile phone. However, when you repay your loans on time, your credit score improves and you become eligible for larger loans. To access Palm Credit loans, you need to be at least 18 years old and have a valid phone number and bank account. Palm Credit offers two types of loans which are airtime loans for airtime purchases up to NGN10,000 and installment loans up to NGN100,000.

Credit Direct

Credit Direct is a top micro-lending company in Nigeria. They give out a variety of loan products such as car, house rent, school fees, and so on. On the Credit Direct platform, you can access up to NGN5,000,000 loans.

Fair Money

Fair Money offers short-term loans to assist users in taking care of urgent needs like bills and business expenses. Their loans are available 24/7 and can be disbursed within five minutes after approval. Fair Money offers personal, educational, and business loans, making use of technology to hasten the process. Their loan amounts range from ₦2,500 – ₦100,000, with loan terms lasting from 4 to 26 weeks and monthly interest rates ranging from 5% to 28%. There are also no additional fees or hidden costs associated with loan processing.

Requirements Needed to Get Loans from Online Mobile Platforms

Here are some of the requirements needed to obtain loans from the platforms listed above.
- Tab or smartphone
- Data subscription
- Bank account
- Bank verification number
- Debit card
Steps for applying and obtaining loans from online mobile platforms

However before you can apply for a loan on an online lending platform, you need to:
- Research and choose the platform you want to use
- Once you have made a decision, download the mobile application from the Google Play Store
- Then, register with the platform by creating a PIN
- After logging in, you will need to fill out the forms provided and supply all the required information
- After this, you will need to link your ATM card to the platform
The first step in the loan application process is the pre-qualification stage. Nonetheless, once you have completed the online forms, the system will generate a report stating. This can only happen if you meet the requirements for loans on the platform or not. It is only when you meet the criteria that you can then apply for a loan. Because some of these platforms disburse funds instantly, while others may take up to 24 hours. On some platforms, you can access a minimum of N10,000 and up to N2,000,000.

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February 2, 2024