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  • First Bank USSD Codes 2024

    First Bank USSD Codes 2024

    First Bank’s USSD service allows customers to perform various banking transactions right from their mobile phones. By simply dialing a short code, customers can access a wide range of services, including checking account balances, transferring funds, paying bills, and even purchasing airtime.
    This eliminates the need to visit a physical branch or use Internet banking, making banking more accessible to a larger population. In this article, we will explore the First Bank USSD service in 2024 and how it continues to revolutionize the banking experience.

    First Bank's USSD CODE
    First Bank’s USSD CODE

    First Bank USSD Codes 2024

    *894# – This is the general USSD code for First Bank. It allows you to access a wide range of banking services, such as checking your account balance, transferring funds, buying airtime, paying bills, and more.
    *894*Amount# – Use this code to transfer money from your First Bank account to another bank account. Simply replace “Amount” with the desired amount you want to transfer.
    *894*Amount*Account Number# – This code is used to transfer money from your First Bank account to another First Bank account. Replace “Amount” with the specific amount and “Account Number” with the recipient’s account number.
    *894*0# – Dial this code to reset your First Bank USSD PIN if you forget it or want to change it.
    *894*Amount*Phone Number# – With this code, you can easily recharge your phone or any other phone number linked to your First Bank account. Replace “Amount” with the desired airtime amount and “Phone Number” with the recipient’s phone number.

    How to Register and Use First Bank USSD Code

    Here’s a step-by-step guide on how to register and use the First Bank USSD code:
    • Dial *894# on your mobile phone.
    • A menu will appear with different options for banking services.
    • Select the option for registration or create a PIN.
    • Enter your First Bank account number.
    • Follow the prompts to create a 4-digit PIN for your USSD transactions.
    • Confirm your PIN to complete the registration process.
    Once you have registered, you can start using the First Bank USSD code by following these steps:
    • Dial *894# on your phone.
    • Select the desired service from the menu, such as balance inquiry, fund transfer, airtime purchase, bill payment, and more.
    • Follow the prompts and enter the required details, such as the recipient’s account number, the amount to transfer, or the phone number for airtime purchases.
    • Confirm the transaction and enter your PIN to authorize it.

    Resetting Your First Bank USSD PIN

    Dial *894# on your mobile phone.
    • Select the option for PIN reset or change.
    • Enter your First Bank account number.
    • Follow the prompts to verify your identity, which may include providing some personal information.
    • Once your identity is verified, you will be prompted to enter a new 4-digit PIN.
    • Confirm the new PIN to complete the reset process.

    Frequently Asked Questions

    Can I Use the USSD Code Without Internet Access?
    Yes, the USSD code does not require internet access. You can use it on any mobile phone.
    Is The USSD Code Available 24/7?
    Yes, the USSD code is available 24 hours a day, 7 days a week, including weekends and holidays.
    How Secure Is the First Bank USSD Code?
    The USSD code is secure as it requires your PIN for authorization. Keep your PIN confidential and do not share it with anyone.

    What are the Benefits of First Bank USSD Codes?

    • Easy and Convenient: With the USSD code, you can perform various banking transactions right from your mobile phone without the need for internet access or visiting a bank branch.
    • 24/7 Availability: The USSD code is available round the clock, allowing you to access banking services at any time, including weekends and holidays.
    • Quick Balance Inquiry: You can check your account balance instantly by dialing the USSD code, eliminating the need to visit an ATM or bank branch.
    • Fund Transfers: The USSD code enables you to transfer money between your accounts or to other First Bank accounts swiftly and securely.
    • Airtime Purchase: You can conveniently recharge your phone or that of your loved ones by using the USSD code, eliminating the need for physical recharge cards.
    • Bill Payments: The USSD code allows you to pay bills such as utility bills, TV subscriptions, and more, without the hassle of standing in queues or writing checks.

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  • Canada Fund for Local Initiatives – Paraguay 2024 (up to CAD 35,000)

    Canada Fund for Local Initiatives – Paraguay 2024 (up to CAD 35,000)

    Application Deadline: February 12, 2024

    Applications for the Canada Fund for Local Initiatives – Paraguay 2024 are open now. The CFLI is a program designed to support small-scale, high-impact projects in developing countries, which align with Global Affairs Canada’s thematic priority areas for engagement.

    Canada fund initiative
    Canada fund initiative

    Canada Fund for Local Initiatives – Paraguay 2024 (up to CAD 35,000)

    Projects created and constructed mostly by regional partners are the focus of the program. Approved projects are chosen and authorized by the Canadian High Commission or the appropriate embassy. By strengthening relationships and assisting regional initiatives, the CFLI also promotes constructive bilateral partnerships between Canada and recipient nations’ civil societies.

    Thematic Priorities for Canada Fund for Local Initiatives – Paraguay 2024

    • The empowerment of women and girls and gender equality are the two CFLI theme priorities that all projects must at least partially address.
    • Economic rights for women, fair employment opportunities and entrepreneurship, support for the most vulnerable and impoverished, and preservation of financial gains are all examples of inclusive growth.
    • Human rights, democracy, diversity, and 2SLGBTQI+ are all components of inclusive governance.
    • Action on the environment and climate with an emphasis on mitigation and adaptation.

    Funding for Canada Fund for Local Initiatives – Paraguay 2024

    • The maximum allocation amount for a project qualifying under the CFLI is $100,000. The typical CFLI contribution is from $25,000 to 35,000 Canadian dollars.

    Eligibility Criteria for Canada Fund for Local Initiatives – Paraguay 2024

    Recipients who qualify include:

    • Community-based, non-profit, and local non-governmental groups.
    • Regional academic institutions engaged in regional initiatives.
    • Worldwide non-governmental groups engaged in regional development initiatives.

    Application for Canada Fund for Local Initiatives – Paraguay 2024

    • All projects must be finished by March 31, 2026 for two-year projects, or March 31, 2025 for one-year projects, once the Contribution agreement is signed.
    • Submissions must be made by February 12, 2024, at 23:59 (GMT minus 3). After this date, applications won’t be taken into consideration. It is necessary to submit proposals electronically.
    • Only submissions made utilizing the approved application form and incorporating the necessary budget document will be rejected.
    • To verify their official status, organizations must have the necessary legal papers (bank account, balance sheets, bylaws, and other legal documents) easily accessible.

    In conclusion, the Canada Fund for Local Initiatives – Paraguay 2024 is a program that is designed to support small-scale, high-impact projects in developing countries, with a focus on the empowerment of women and girls, gender equality, inclusive growth, inclusive governance, and action on environment and climate. The program provides funding of up to $35,000 CAD for approved projects, with a maximum allocation amount of $100,000 CAD. Eligible recipients include community-based, non-profit, local non-governmental groups, regional academic institutions engaged in regional initiatives, and worldwide non-governmental groups engaged in regional development initiatives. The application deadline for the program is February 12, 2024, and submissions must be made electronically using the approved application form and incorporating the necessary budget document. Organizations must have the necessary legal papers to verify their official status.

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  • Online Loans with Monthly Payments in Nigeria

    Online Loans with Monthly Payments in Nigeria

    Loans are a financial tool that can help individuals and businesses meet their financial needs. However, most lenders require collateral to secure the loan repayment, but not everyone in Nigeria has something valuable to offer as collateral to access a loan. This is where collateral-free loans come in handy. There are now Online Loans with Monthly Payments in Nigeria which implies that Individuals and business owners can now apply for quick online loans without having to put up any of their assets as collateral.

    Online Loans with Monthly Payments in Nigeria

    Online Loans with Monthly Payments in Nigeria

    One of the major challenges of doing business in Nigeria is a lack of capital. But there are now online loans with monthly payments in Nigeria that allow for quick and easy online funding options. Lenders can assess the borrower’s creditworthiness and ability to repay within a specific time frame, and depending on their assessment, they may approve a loan amount for the borrower. However, we have outlined the top 10 Online Loans with Monthly Payments in Nigeria that offer quick loans to small businesses and individuals without requiring any collateral.

    10 Online Loans with Monthly Payments in Nigeria

    Branch

    The branch is a top loan app in Nigeria today. They currently have over 10 million downloads, they give quick online loans with a repayment mode of 61 – 180 days. Their cash loans are within the range of ₦2,000 – ₦500,000. Also, their loans are accessible through the Branch app and require no documentation.

    FairMoney

    FairMoney is a top lending app and one of the most downloaded loan apps in Nigeria with about 10M downloads. They are known as the go-to app for instant loans in over 5 minutes. They cater to businesses with their SME loans. Those intending to borrow loans can access FairMoney affordable loans with no paperwork or collaterals, rather basic smartphone data and credit history are used to determine eligibility. This loan platform also gives out loans of up to ₦1,000,000, while their SME loans run up to N5,000,000.

    Kiakia

    KiaKia is an online money lender for Nigerian businesses. The name was coined from a Nigerian language that means “Fast Fast”. According to them, the solution is very simple, fast, highly effective, and efficient.

    It utilizes psychometry, big data, machine learning, and digital forensics for its proprietary credit scoring and credit risk assessment algorithm to offer direct and peered personal and business loans to individuals and SMEs without credit information. They also offer loans and advances of up to ₦10 million with flexible 6 – 12-month repayment periods.

    Kuda

    Kuda is recognized as the bank of the free. They give out short-term loans in the form of overdrafts to their customers. These overdrafts need no paperwork, but they come with a 0.3% interest rate daily. The overdrafts usually last 90 days but repayments are expected to begin 30 days after you have been disbursed.

    Zedvance

    Zedvance is a consumer finance company dedicated to offering consumer credit to individuals. Customers can borrow up to 3 million Naira in less than 24 hours from this company. Zedvance gives customers flexible loans of up to ₦2 million with about 6 – 12 months repayment tenors. They require only BVN for an instant approval decision. Zedvance offers loans to salary earners, and also salary earners with a side business, can pick up the deal to finance their business.

    SMEDAN

    SMEDAN is a government-backed initiative that offers quick and easy business loans to Nigerian SME businesses in need of financing. The core mission of the organization is to promote entrepreneurship among Nigerians and also offer capital to those who want to start a business. Aside from funding, SMEDAN also offers business owners hands-on training and support to help them run their businesses.

    Quickcheck

    QuickCheck is a modern lending platform that provides financial credit to individuals and small businesses via mobile technology. They use smartphone data and credit scores to grant instant loans. These urgent loans help their customers take care of their necessities until their next payday. Quickcheck offers quick and hassle-free loans of up to 30,000 Naira without any collateral for either 15 or 30 days.

    Palm credit

    Palm Credit is a loan service provided by Transnet Financial Nigeria Ltd. They offer collateral-free loans to clients, with a maximum cap of ₦100,000 and interest rates ranging from 14% to 24%. According to their loan repayment policy, loans must be repaid within 14 to 180 days after disbursement.

    Specta

    Specta is an online loan platform that offers loans of up to 5 million in one transaction all within 5 minutes. it offers startup loans and working capital of over ₦5 million to clients with 6 – 12-month repayment periods. No collateral, paperwork, or visit to any office is required to get the loan. With Specta, you can take care of personal and business needs anywhere, anytime. They have 2 loan products, MySpecta which offers individual loan services, and Specta4Business which offers quick and accessible loans for corporates and business owners.

    Carbon

    Carbon is a loan financing app that operates in Nigeria. The app allows customers to purchase necessary commodities and pay back the loan instalmentally or at a later date. The repayment period for the loan is between 3 to 6 months. However, before the purchase can go through, an initial deposit of 25% of the product price is required. This makes Carbon a great option during the ember months, enabling customers to buy what they need and pay back slowly over the next 3 to 6 months.

    Frequently Asked Questions

    What Is the Minimum Credit Score Required for Online Loans?

    Online lenders do not require a credit score and use alternative credit scoring models instead. However, having a score above 500 can increase your chances of getting approved.

    How Long Does It Take to Receive Approval and Receive Funds?

    Most lenders usually offer instant loan disbursement within 24 hours.

    Do Lenders Charge Prepayment Penalties for Early Repayment?

    No, most online lenders do not charge early repayment fees, which means you can repay your loan early without incurring any penalties. However, it is best to confirm this before applying.

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  • FCMB Bank Transfer Code in 2024

    FCMB Bank Transfer Code in 2024

    Are you looking for the FCMB bank transfer code in 2024? These days, banking is getting more and more convenient for Nigerians all thanks to all the innovation being introduced into the system. At the moment, FCMB is one of the top banks offering some great solutions to its customers. Currently, one of the best ways to manage your account is the USSD codes that have been made available to users.

    FCMB Bank Transfer Code in 2024

    Managing your account using USSD is not as great as doing so with the Bank App, but it still has some great offers. With the Codes, you would be able to carry out various banking operations straight from your mobile device, without the need for an internet connection. So, let’s say you want to make an urgent transaction, and you are out of Data, well that is where the FCMB Bank Transfer Code comes in.

    What is the FCMB Bank Transfer Code

    The reason the code is here is basically to provide and enable customers to manage their account by “checking their account balance” and “Self Service” or to carry out certain transactions like Purchasing airtime, paying bills, and making money transfers.

    To make use of the FCMB bank transfer code, you need to type *329# on your mobile device and then follow the onscreen directions to carry out whatever activity you would like to carry out.

    List of FCMB Bank USSD Codes

    Below I have listed all the available USSD codes you would need to manage your FCMB account and more. They include:

    • To top-up your mobile phone: Dial *329*Amount#
    • If you want to recharge or pay for a service: Dial *329*Account/CustomerID# and select your preferred internet service provider.
    • to top-up other mobile phones on airtime: Dial *329*Amount*Mobile number#
    • Transfer money: Dial *329*Amount*Account number#
    • check account balance: Dial *329*00#
    • reset PIN or reset/create transaction code: Dial *329*0#
    • Purchase data: Dial *329*1*Mobile Number#
    • Block Account: Dial *329#, select self-service, and select block account to block the account
    • Link BVN: Dial *329#, select self-service, and select link BVN to link BVN
    • Check your Bank Statement: Dial *329#, select statement, select full statement, then select duration (up to 6 months). Your statement will be sent to your registered email address instantly.
    • Check Last 5 Transactions: Dial *329#, select statement then select mini statement to access your last five (5) transactions instantly.
    • Pay Electricity Bill: Dial *329*3*Amount*Meter No# or *329*3*Amount*AccountID#
    • Block your USSD Profile or Block your Bank Account – *329*911# (Dial from either Registered or Unregistered number) See More
    • Pay for Startimes: Dial *329*Amount*SmartcardNo#
    • pay for DSTV/GOTV: Dial *329*2*Amount*SmartcardNo#

    How to Create Your FCMB USSD Transaction Code

    If you are yet to create your transaction code, all you have to do to get that done is to follow the process outlined below:

    • Dial *329*0# on your phone
    • Then enter Create/Reset code
    • Select the “ATM Card” option (that is if you have a card)
    • Then enter your ATM Card PIN
    • Create a 4-digit transaction code e.g. 1234
    • Then Enter your USSD PIN
    • Transaction code created Successfully

    For a Dispute resolution, Dial *329# on your Mobile phone, then choose “Self-services” directly from the menu, after that select Dispute Resolution, and select your account.

    FAQ

    What is the new transaction code for FCMB?

    FCMB has been using *329# to make money transfers for a while and has not made any changes yet. So if you want to transfer using the USSD codes, dial *329*Amount#.

    What is the FCMB transfer limit?

    The maximum transfer that FCMB Mobile can do per day is N200,000. You can increase the transfer limit to N500,000 per day via the app or by contacting your contact center or visiting any of the bank’s branches.

    How do I open FCMB transfer app?

    If you have an account with them, just download the app from your App Store and follow the on-screen guidance to fully register with the app.

    How do I chat with FCMB customer care?

    You can contact them at 07003290000, send us a WhatsApp chat on 09099999814-5, or send an email to customerservice@fcmb.com.

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  • Access Bank USSD Codes

    Access Bank USSD Codes

    Access Bank USSD codes are super handy when it comes to banking on the go. With just a few taps on your phone, you can access a range of banking services anytime, anywhere. You can use this code to access a range of banking services such as checking your account balance, transferring funds, buying airtime, and more. Let’s explore Access Bank USSD codes and what they have to offer.

    Access Bank USSD Codes

    Here are some of the key USSD codes and their functionalities:

    • *901*0#

    This code allows you to check your account balance instantly. No need to visit the bank or log in to your online banking platform. Just dial the code, and voila! You’ll see your account balance right on your screen.

    • *901*Amount*Account Number#

    Need to send money to another Access Bank account? This code lets you transfer funds seamlessly. Simply replace “Amount” with the desired amount and “Account Number” with the recipient’s account number. Confirm the details and enter your PIN to complete the transfer.

    • *901*Amount*Phone Number#

    If you want to send money to someone who doesn’t have an Access Bank account, this code comes to the rescue. Replace “Amount” with the desired amount and “Phone Number” with the recipient’s phone number. Follow the prompts to complete the transaction securely.

    • *901*5#

    Need to top up your phone’s airtime? Dial this code, and you can recharge your mobile instantly. You can even recharge for family and friends by entering their phone numbers instead.

    • *901*00#

    Looking to update your BVN (Bank Verification Number)? This code allows you to easily link your BVN to your Access Bank account. Follow the prompts, enter your BVN, and you’re good to go.

    How to Register and

    Access Bank USSD code
    Access Bank USSD code

    To register and use Access Bank USSD codes, follow these simple steps:

    • Dial *901# on your registered phone number linked to your Access Bank account.
    • Select the option for “Register.”
    • Enter your Access Bank account number.
    • Follow the prompts to create a 4-digit PIN for your USSD transactions.
    • Once registered, you can start using the USSD codes by dialing *901#.
    • Choose the desired service from the menu options, such as checking your account balance, transferring funds, or buying airtime.
    • Follow the prompts and enter the required details, such as the recipient’s account number or phone number.
    • Confirm the transaction by entering your PIN.
    • You will receive a confirmation message for successful transactions.

    Resetting Your Access Bank USSD PIN

    • Dial *901# on your registered phone number linked to your Access Bank account.
    • Select the option for “Reset PIN.”
    • Enter your Access Bank account number.
    • Follow the prompts to verify your identity, which may include providing personal details or answering security questions.
    • Once your identity is verified, you will be prompted to create a new 4-digit PIN for your USSD transactions.
    • Enter your desired PIN and confirm it.
    • You will receive a confirmation message that your PIN has been successfully reset.

    Frequently Asked Questions

    What is the Access Bank USSD Codes?

    The Access Bank USSD Codes are a set of short codes that allow you to access various banking services on your mobile phone. The main USSD code for Access Bank is *901#, but there are different codes for specific services like balance inquiry, funds transfer, airtime purchase, and more.

    How Do I Check My Account Balance Using Access Bank USSD Codes?

    Dial *901*5# on your registered phone number, then follow the prompts to enter your account number and PIN. You will receive an SMS with your account balance.

    Can I Transfer Funds Using Access Bank USSD Codes?

    Yes, you can transfer funds using the Access Bank USSD Codes. Dial *901*2# on your registered phone number, then follow the prompts to enter the recipient’s account number, the amount, and your PIN to complete the transfer.

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