With Stanbic Personal Current Account, you can enjoy access to a range of banking services that are designed to make your life easier and your financial management simpler. One of the key advantages of this account is the 24/7 online banking platform that is available to you. With this platform, you can manage your account from anywhere, at any time, and on any device. Whether you need to check your balance, transfer funds, or pay bills, you can do it all with just a few clicks.
Stanbic Personal Current Account
Stanbic Personal Current Account is also designed to be flexible, so you can choose the features that best suit your lifestyle and financial needs. Whether you want a basic account with minimal fees or a premium account with extra benefits, we have an option that will work for you. Along with the online banking platform, you can also transact on a variety of other online platforms, such as mobile banking, digital wallets, and payment gateways. This gives you the freedom to manage your finances in a way that is most convenient for you.
Benefits of the Stanbic Personal Current Account
Here are the benefits of opening a personal current account.
Flexibility: You get to pay in cheques, dividend warrants, and 3rd party withdrawals
Speed: Access to the bank online, anytime, anywhere
Cash: You can apply for an overdraft in minutes
Mobility: You can download the app. You do not have to visit any branch.
How To Get Stanbic Personal Current Account
Stanbic users with an existing account can issue an instruction to the bank. However, if you do not already have a current account with the bank, you will need the following to get the account.
- An application form
- Two recent passport photographs of each signatory
- Two suitable references. The referee must have a current account (Personal or Business)
- A valid ID. It could be a voter card, international passport, or driver’s license
- Proof of residential address such as electricity, water, or waste bills (optional)
- Valid residence permit for non-Nigerians
What Does a Stanbic Personal Current Account Cost
Here are the costs for a Stanbic current account.
- Minimum account opening balance of N2 000.
- You get charged an electronic Money Transfer Levy of N50 on every transaction above N10,000
- This electronic Money Transfer Levy does not apply to salary accounts
- Debit card issuance charge of N1 075
What Do You Get When You Open a Stanbic Personal Current Account
You get the following listed below when you open an account.
- A MasterCard debit card enables you to access your money at any time.
- Online banking platforms to transact 24/7
- You can access your account with our mobile app and by USSD – *909#.
- The overdrafts are easy and quick to access.
Requirements to Open a Current Account
You will need the following requirements to open a Stanbic current account.
- 2 passport photographs
- Valid means of Identity card
- Utility bill carrying physical address
- 2 suitable references with current accounts
Frequently Asked Questions
What Do I Need to Open a Personal Stanbic Account?
To open an account, you will need a valid identification document, a passport photo or a selfie, and a photo of your signature. Make sure to read all the provided guides to ensure a seamless account opening experience. Kindly provide your email address and fill out the email indemnity form to allow us to correspond with you via email.
What Is the Current Account Limit for Stanbic IBTC?
The account’s operations are limited to a maximum deposit amount of N100,000 for a single transaction and a maximum cumulative amount of N500,000 at any given point in time. Also, the mobile banking facility has a transaction limit of N10,000 per transaction and a daily limit of N100,000.”
Conclusion
Stanbic Personal Current Account is a great choice for anyone who wants easy, convenient, and flexible banking services. With our account, you can enjoy the peace of mind that comes with knowing your finances are in good hands, and that you have the freedom to manage them in a way that works for you.
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