In the evolving landscape of digital banking in 2024, Unity Bank continues to stand out for its commitment to providing secure, fast, and accessible banking services. With the increasing reliance on mobile banking, Unity Bank’s USSD codes have become a cornerstone for customers looking to perform a wide range of banking transactions without the need for Internet access.
From transferring funds to paying bills and more, these codes offer the convenience and efficiency that modern banking customers demand. This article aims to simplify the process of utilizing Unity Bank’s USSD codes, offering a comprehensive guide for creating transfer PINs, changing transfer codes, blocking bank cards, and more, ensuring that your banking experience is as seamless as possible.
List of Unity Bank USSD Codes
Unity Bank offers a variety of USSD codes designed to cater to your banking needs with ease and security. Below is a list of essential USSD codes that you can use:
Unity Bank General USSD Code
*7799# – This is the general USSD code for Unity Bank. It allows customers to access a range of banking services, including checking account balances, transferring funds, and purchasing airtime.
Check Account Balance
*7799*1# – This USSD code is used to check your account balance. Simply dial the code and follow the prompts to get your account balance instantly.
Unity Bank Transfer USSD Code
*7799*2*Account Number*Amount# – This USSD code is used for fund transfers within Unity Bank. Dial the code, enter the recipient’s account number, followed by the amount you want to transfer and confirm the transaction.
*7799*3*Phone Number*Amount# – This USSD code is used for fund transfers to other banks. Dial the code, enter the recipient’s phone number linked to their bank account, followed by the amount you want to transfer and confirm the transaction.
Unity Bank USSD Code for Airtime Purchase
*7799*4*Account Number# – This USSD code is used to recharge your phone or other mobile devices. Dial the code, enter the amount you want to recharge, followed by the recipient’s account number, and confirm the transaction.
USSD Code to Generate One-Time Password (OTP)
*7799*5# – This USSD code is used to generate a one-time password (OTP) for secure transactions. Dial the code, and you will receive an OTP on your registered mobile number to validate your transaction.
Unity Bank USSD Code to Reset PIN
*7799*6*Old PIN*New PIN# – This USSD code is used to change your PIN. Dial the code, enter your old PIN, followed by your desired new PIN, and confirm the change.
How To Create Unity Bank Transfer PIN
Creating a Unity Bank transfer PIN is a critical step in securing your transactions and ensuring that only you can authorize transfers from your account. Here’s how to set up your transfer PIN:
- Dial *7799# on your registered mobile number.
- Select the option for “PIN Setup” or a similar option.
- Enter your Unity Bank account number.
- Provide your date of birth (in the format DDMMYYYY) for verification.
- Create a 4-digit transfer PIN of your choice.
- Confirm your transfer PIN by entering it again.
- Once confirmed, your transfer PIN will be successfully set.
- Make sure to keep your transfer PIN confidential and do not share it with anyone.
How to Change Unity Bank Transfer Code
Changing your Unity Bank transfer code (or PIN) is straightforward and can be done anytime to enhance the security of your account. Here’s how to change your transfer PIN:
- Dial *7799# on your registered mobile number.
- Select the option for “PIN Change” or a similar option.
- Enter your current transfer PIN for verification.
- Enter your new desired transfer PIN (a 4-digit code).
- Confirm your new transfer PIN by entering it again.
- Once confirmed, your transfer PIN will be successfully changed.
- Remember to keep your new transfer PIN confidential and do not share it with anyone.
How to Block Unity Bank Card using USSD Code
If your Unity Bank card is lost, stolen, or you suspect unauthorized use, blocking it immediately is crucial. Here’s how you can block your card using a USSD code:
- Dial *7799# on your registered mobile number.
- Select the option for “Card Services” or a similar option.
- Choose the option for “Block Card” or a similar option.
- Enter your Unity Bank account number for verification.
- Select the card you want to block from the list provided.
- Confirm the block request by following the on-screen instructions.
- Once confirmed, your Unity Bank card will be blocked for security purposes.
FAQs
Can I Use Unity Bank USSD Codes from Any Mobile Phone?
Yes, you can use Unity Bank USSD codes from any mobile phone, as long as the number is registered with your bank account.
Are There Charges for Using Unity Bank USSD Services?
Some transactions may incur minimal fees. It’s advisable to check with Unity Bank for the latest fee structure.
How Secure Are Unity Bank USSD Transactions?
Unity Bank employs robust security measures for USSD transactions. However, always keep your PIN confidential and report any suspicious activities to the bank.
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