Having a reliable and convenient banking solution is essential when managing your finances. Zenith Bank offers a range of savings accounts that cater to the diverse needs of individuals and businesses. In this article, we will explore the features and benefits of Zenith Bank’s savings accounts.
Zenith Bank Savings Account
Zenith Bank Savings Account is a type of bank account that helps you save and grow your money. It offers competitive interest rates and allows you to deposit and withdraw funds whenever you need them It also provides access to digital banking services like Internet banking and SMS banking, making it convenient to manage your account.
Whether saving for a specific goal or building an emergency fund, Zenith Bank Savings Account is a reliable option to help you achieve your financial goals.
How to open a Zenith Bank Savings Account
Opening a Zenith Bank Savings Account is a straightforward process. Here’s how you can do it:
Online Application:
- Visit the Zenith Bank website and navigate to the savings account section.
- Choose the type of savings account that suits your needs.
- Click on the “Open Account Online” option.
- Fill in your details in the online application form.
- Submit the form and follow the instructions provided to complete the process.
In-Person Application:
- Visit the nearest Zenith Bank branch.
- Request the form for the type of savings account you want to open.
- Fill out the form, sign at the appropriate places, and submit it to the customer care representatives.
- Provide the required documentation, such as a valid ID and proof of address.
- Your account will be opened, and your account number will be given to you immediately.
Via USSD Code (For Zenith Eazy Account):
- Dial the shortcode 96677# from your mobile phone.
- Follow the prompts to set up your account without needing a BVN.
- Your phone number will serve as your account number.
Remember to have all necessary personal identification documents ready to ensure a smooth account opening process.
Types of Zenith Bank Savings Account Available
Let’s explore the different types of Zenith Bank savings accounts:
Zenith Bank Easy Save Account
Easy Save Account is a simple and convenient savings account offered by Zenith Bank. You can easily deposit and withdraw funds whenever you need them. The account offers competitive interest rates, helping your savings grow over time.
It also provides access to digital banking services like internet banking and SMS banking, making it easy to manage your account from anywhere. Whether you’re saving for a rainy day or a specific goal, Zenith Bank Easy Save Account is a great option to kickstart your savings journey.
Zenith Bank Aspire Account
Zenith Bank Aspire Account is a special savings account designed for students and young professionals. It offers a range of benefits to help you manage your finances and achieve your goals. With zero account maintenance fees, you can save without worrying about extra charges. The account also provides access to a debit card, allowing you to make convenient transactions.
In addition, you can earn interest on your savings, helping your money grow over time. Whether you’re saving for tuition, starting a business, or planning for the future, Zenith Bank Aspire Account is a great choice to support your financial aspirations.
Zenith Bank XtraSave Account
This is a savings account that offers enhanced benefits for individuals looking to maximize their savings. You can enjoy features like a debit card for easy access to your funds, internet banking for convenient account management, and SMS banking for instant updates.
The XtraSave Account also provides higher interest rates, allowing your savings to grow faster. Whether saving for a big purchase or building an emergency fund, Zenith Bank XtraSave Account is a great option to help you achieve your financial goals.
Zenith Bank Target Savings Account
This is a unique savings account that helps you save towards a specific financial goal. Whether you’re saving for a dream vacation, a new car, or a down payment on a house, this account allows you to set a target amount and a target date for achieving your goal.
Customers can make regular contributions to your account and track your progress along the way. With competitive interest rates, their savings will grow faster, getting them closer to the target.
Zenith Bank Target Savings Account is a smart and effective way to stay focused on your financial goals and make them a reality.
Zenith Bank Prime Plus Account
Prime Plus Account is an exclusive savings account that offers premium benefits and features. This account provides personalized banking services tailored to your needs. You’ll enjoy priority access to banking services, dedicated relationship managers, and exclusive invitations to events and seminars.
The Prime Plus Account also offers higher interest rates on your savings, helping your money grow faster. Whether you’re a high net worth individual or simply looking for a premium banking experience, Zenith Bank Prime Plus Account is designed to meet your financial aspirations and provide exceptional service.
Requirements for Opening a Zenith Bank Savings Account
- The account opening form is fully completed
- One recent clear passport photograph
- Signature
- Identification of signatories (Driver’s License, International Passport,
- National Identity Card or Voter’s Card
- Residence permit (where applicable)
- Public Utility Receipt dated within the last three months (PHCN bill, water rate bill, tenement rate, rent
- receipt, telephone bill)
- Two independent and satisfactory references should you want to deposit cheques over N2,000,000.00
Features and Benefits Of Zenith Bank
Zenith Bank offers a range of savings accounts designed to meet various needs. Let’s explore the features and benefits of some of these accounts:
Individual Savings Account:
- Recommended if you have a specific savings goal or want to start setting money aside.
- Offers interest on your funds regardless of the goal.
- Open Account Online
- No identity card, utility bill, or reference requirements.
- Maximum daily account balance limit of N300,000 and withdrawals in multiples of N20,000.
- Cardless withdrawals at ATMs and Zenith Agent locations.
- Transfers to any bank account in Nigeria.
- Airtime purchases, bill payments, and more.
EazySave Classic Account:
- Facilitates financial inclusion for individuals with minimal identification.
- Enjoy a value-adding banking relationship.
- Open Account Online
- No identity card, utility bill, or reference requirements.
EazySave Premium Account:
- Similar to the Classic account, designed for financial inclusion.
- Open Account Online
- No identity card, utility bill, or reference requirements.
Aspire Account:
- Unique savings account for Nigerian undergraduates.
- Enhances the lifestyle of students, supporting their aspirations.
- Get Started
- No identity card, utility bill, or reference requirements.
Zenith Children’s Account (ZECA):
- Designed for parents to save for their children’s future.
- Teaches young children about savings and financial discipline.
- Available for children aged 0 to 15.
- Learn More
Timeless Account:
- Specifically for senior citizens.
Save4me:
- High-interest-yielding accounts for saving towards specific targets.
- Customers can open multiple target accounts for different purposes.
Zenith Eazy Account:
- Non-BVN enabled instant savings account.
- Created by dialing the shortcode 96677#.
Features:
- Your phone number serves as your account number.
- No identity card, utility bill, or reference requirements.
- Cardless withdrawals at ATMs and Zenith Agent locations.
- Transfers to any bank account in Nigeria.
- Airtime purchases, bill payments, and more.
For more details, you can visit the Zenith Bank Savings Account page.
Frequently Asked Questions
Do you know if I can Access My Savings Account Online?
This bank offers online banking services, allowing you to access and manage your savings account from the comfort of your home or anywhere with an Internet connection.
Are There Any Fees Associated with A Zenith Bank Savings Account?
Yes, there may be certain fees such as account maintenance fees or transaction fees. however, you can find the specific fees on the bank’s website or by contacting their customer service.
Can I Link My Savings Account to Other Accounts or Services?
Yes, you can. Zenith Bank offers services like linking your savings account to your debit card, mobile banking, and other financial products for added convenience.
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