Having a reliable and convenient banking solution is essential when managing your finances. Zenith Bank offers a range of savings accounts that cater to the diverse needs of individuals and businesses. In this article, we will explore the features and benefits of Zenith Bank’s savings accounts.
Zenith Bank Savings Account
Zenith Bank Savings Account is a type of bank account that helps you save and grow your money. It offers competitive interest rates and allows you to deposit and withdraw funds whenever you need them It also provides access to digital banking services like Internet banking and SMS banking, making it convenient to manage your account.
Whether saving for a specific goal or building an emergency fund, Zenith Bank Savings Account is a reliable option to help you achieve your financial goals.
How to open a Zenith Bank Savings Account
Opening a Zenith Bank Savings Account is a straightforward process. Here’s how you can do it:
Online Application:
Visit the Zenith Bank website and navigate to the savings account section.
Choose the type of savings account that suits your needs.
Click on the “Open Account Online” option.
Fill in your details in the online application form.
Submit the form and follow the instructions provided to complete the process.
In-Person Application:
Visit the nearest Zenith Bank branch.
Request the form for the type of savings account you want to open.
Fill out the form, sign at the appropriate places, and submit it to the customer care representatives.
Provide the required documentation, such as a valid ID and proof of address.
Your account will be opened, and your account number will be given to you immediately.
Via USSD Code (For Zenith Eazy Account):
Dial the shortcode 96677# from your mobile phone.
Follow the prompts to set up your account without needing a BVN.
Your phone number will serve as your account number.
Remember to have all necessary personal identification documents ready to ensure a smooth account opening process.
Types of Zenith Bank Savings Account Available
Let’s explore the different types of Zenith Bank savings accounts:
Zenith Bank Easy Save Account
Easy Save Account is a simple and convenient savings account offered by Zenith Bank. You can easily deposit and withdraw funds whenever you need them. The account offers competitive interest rates, helping your savings grow over time.
It also provides access to digital banking services like internet banking and SMS banking, making it easy to manage your account from anywhere. Whether you’re saving for a rainy day or a specific goal, Zenith Bank Easy Save Account is a great option to kickstart your savings journey.
Zenith Bank Aspire Account
Zenith Bank Aspire Account is a special savings account designed for students and young professionals. It offers a range of benefits to help you manage your finances and achieve your goals. With zero account maintenance fees, you can save without worrying about extra charges. The account also provides access to a debit card, allowing you to make convenient transactions.
In addition, you can earn interest on your savings, helping your money grow over time. Whether you’re saving for tuition, starting a business, or planning for the future, Zenith Bank Aspire Account is a great choice to support your financial aspirations.
Zenith Bank XtraSave Account
This is a savings account that offers enhanced benefits for individuals looking to maximize their savings. You can enjoy features like a debit card for easy access to your funds, internet banking for convenient account management, and SMS banking for instant updates.
The XtraSave Account also provides higher interest rates, allowing your savings to grow faster. Whether saving for a big purchase or building an emergency fund, Zenith Bank XtraSave Account is a great option to help you achieve your financial goals.
Zenith Bank Target Savings Account
This is a unique savings account that helps you save towards a specific financial goal. Whether you’re saving for a dream vacation, a new car, or a down payment on a house, this account allows you to set a target amount and a target date for achieving your goal.
Customers can make regular contributions to your account and track your progress along the way. With competitive interest rates, their savings will grow faster, getting them closer to the target.
Zenith Bank Target Savings Account is a smart and effective way to stay focused on your financial goals and make them a reality.
Zenith Bank Prime Plus Account
Prime Plus Account is an exclusive savings account that offers premium benefits and features. This account provides personalized banking services tailored to your needs. You’ll enjoy priority access to banking services, dedicated relationship managers, and exclusive invitations to events and seminars.
The Prime Plus Account also offers higher interest rates on your savings, helping your money grow faster. Whether you’re a high net worth individual or simply looking for a premium banking experience, Zenith Bank Prime Plus Account is designed to meet your financial aspirations and provide exceptional service.
Requirements for Opening a Zenith Bank Savings Account
The account opening form is fully completed
One recent clear passport photograph
Signature
Identification of signatories (Driver’s License, International Passport,
National Identity Card or Voter’s Card
Residence permit (where applicable)
Public Utility Receipt dated within the last three months (PHCN bill, water rate bill, tenement rate, rent
receipt, telephone bill)
Two independent and satisfactory references should you want to deposit cheques over N2,000,000.00
Features and Benefits Of Zenith Bank
Zenith Bank offers a range of savings accounts designed to meet various needs. Let’s explore the features and benefits of some of these accounts:
Individual Savings Account:
Recommended if you have a specific savings goal or want to start setting money aside.
Offers interest on your funds regardless of the goal.
Open Account Online
No identity card, utility bill, or reference requirements.
Maximum daily account balance limit of N300,000 and withdrawals in multiples of N20,000.
Cardless withdrawals at ATMs and Zenith Agent locations.
Transfers to any bank account in Nigeria.
Airtime purchases, bill payments, and more.
EazySave Classic Account:
Facilitates financial inclusion for individuals with minimal identification.
Enjoy a value-adding banking relationship.
Open Account Online
No identity card, utility bill, or reference requirements.
EazySave Premium Account:
Similar to the Classic account, designed for financial inclusion.
Open Account Online
No identity card, utility bill, or reference requirements.
Aspire Account:
Unique savings account for Nigerian undergraduates.
Enhances the lifestyle of students, supporting their aspirations.
Get Started
No identity card, utility bill, or reference requirements.
Zenith Children’s Account (ZECA):
Designed for parents to save for their children’s future.
Teaches young children about savings and financial discipline.
Do you know if I can Access My Savings Account Online?
This bank offers online banking services, allowing you to access and manage your savings account from the comfort of your home or anywhere with an Internet connection.
Are There Any Fees Associated with A Zenith Bank Savings Account?
Yes, there may be certain fees such as account maintenance fees or transaction fees. however, you can find the specific fees on the bank’s website or by contacting their customer service.
Can I Link My Savings Account to Other Accounts or Services?
Yes, you can. Zenith Bank offers services like linking your savings account to your debit card, mobile banking, and other financial products for added convenience.
Have you ever wondered what it feels like to have a financial institution that understands your needs and anticipates them? Zenith Bank stands as a beacon of innovation in the banking sector, but what exactly sets it apart from the rest?
All You Need to Know About Zenith Bank Services
In a world where financial services are as essential as we breathe, how does Zenith Bank ensure that its services are available and tailored to fit every unique customer? From the bustling streets of Lagos to the serene avenues of Abuja and Nigeria at large, Zenith Bank has carved a niche for itself, offering a plethora of services that cater to individuals and businesses alike.
But is it just the services that draw people in, or is there more to the story of this financial giant? As we delve deeper into the essence of zenith bank, we will uncover the layers that compose its core, the breadth of its services, and the impact it has on the lives of millions.
Zenith Bank Services
Zenith Bank offers a comprehensive range of services designed to meet the needs of its customers. Here’s a detailed overview of the services provided by Zenith Bank:
Retail banking
Zenith Bank’s retail banking services are tailored to meet the diverse needs of individual customers. From savings, current, and domiciliary accounts to loans and mortgages, Zenith Bank offers a comprehensive range of products designed to help you achieve your financial goals with ease.
Corporate Banking
For businesses of all sizes, Zenith Bank provides a suite of corporate banking solutions aimed at enhancing efficiency, maximizing growth, and driving success. Whether you’re a small startup or a multinational corporation, Zenith Bank offers personalized services to support your business objectives.
Digital Banking
In today’s digital age, convenience is key. That’s why Zenith Bank has invested heavily in cutting-edge digital banking platforms that empower customers to bank anytime, anywhere. From Internet banking and mobile apps to USSD banking and cardless transactions, Zenith Bank puts the power of banking in the palm of your hand.
Investment Banking
Looking to grow your wealth and secure your financial future? Zenith Bank’s investment banking services are designed to help you make informed investment decisions and maximize returns. Whether you’re interested in stocks, bonds, or mutual funds, Zenith Bank’s team of expert advisors is here to guide you every step of the way.
Asset Management Services
Asset management services offered by Zenith Bank, consequently, cater to individuals, businesses, and institutions looking to maximize returns on their investments while minimizing risks. It offers services on portfolio Management, investment advisory, wealth preservation strategies, retirement planning, and Estate planning.
International Banking Services
International banking services provide financial solutions for individuals and businesses needing to conduct transactions across borders. They include:
Foreign currency accounts for managing funds in different currencies.
International money transfers for sending and receiving money globally.
Trade finance facilities for financing international trade transactions.
Foreign exchange services for currency conversion in international transactions.
Import and export financing to support businesses engaged in global trade.
Private Banking Services
Zenith Bank offers personalized banking for individuals through its private banking segment. This includes dedicated relationship managers who give personalized attention, wealth management solutions to reach financial goals, exclusive investment opportunities, and concierge services for lifestyle needs. With Zenith Bank’s private banking, clients get a tailored banking experience just for them.
Zenith Bank Savings Account
Zenith Bank offers several types of savings to cater to different needs. Let’s explore them:
Zenith Individual Savings Account:
This type of account is recommended if you have a specific goal in mind or simply want to start setting money aside. Moreso, It offers interest rates on your funds, regardless of the goal. Whether you are saving for a dream vacation, a new gadget, or an emergency fund, the Zenith individual savings account provides a secure way to grow your savings.
EazySave Classic Account:
It is designed to facilitate financial inclusion, this account permits individuals with minimal forms of identification. Enjoy a value-adding banking relationship with Zenith Bank, even if you don’t have extensive documentation.
EasySave Premium Account:
Similar to the classic account, the EasySave premium account also facilitates financial inclusion. It is an excellent choice for those seeking a more comprehensive banking experience, even with minimal identification.
Aspire Account:
The Aspire account is unique and tailored for Nigerian undergraduates. It provides a platform for students to follow their dreams and aspire to greatness. Whether it’s funding education, starting a side hustle, or pursuing personal goals, the Aspire account supports young dreamers.
Zenith Children’s Account (ZECA)
A special savings account for parents to save for their children’s future. It teaches kids about saving from a tender age, making financial discipline fun. Memories are created with the zenith bank children’s account, ensuring a brighter future for the little ones.
Timeless Account (for senior citizens)
Specifically designed for senior citizens, the timeless account offers features tailored to their needs.
Save4me:
A high interest-yielding account that allows customers to save towards a specific target. Customers can open multiple target accounts for different purposes, ensuring disciplined savings.
Zenith Eazy Account:
A non-BVN-enabled instant savings account can be created by dialing the shortcode 96677#. Features include your phone number as your account number, no identity card or utility bill requirements, and cardless withdrawals at ATMs and zenith agent locations.
To open any of these accounts, you can visit the nearest Zenith Bank branch or explore their online account opening options.
Zenith Bank Current Account
Zenith Bank offers a variety of current account options to meet the diverse needs of its customers. Below is a detailed look at the current account services:
Individual current account:
This is a standard current account with full KYC (Know Your Customer) requirements. It provides access to a full range of services, including mobile banking applications and debit cards. Customers enjoy the convenience of managing their accounts wherever and whenever
Gold Premium Account:
A high-yield current account is most appropriate for customers who have a higher volume of inflows than outflows. It is designed to provide maximum interest payments on daily account balances and minimum charges on transactions.
Platinum Premium Account:
The platinum premium account Is the highest-yield current account product offered by Zenith Bank. Like the Gold Premium Account, it is ideal for customers with more inflows than outflows and offers maximum interest payments on account balances with minimal transaction charges.
Timeless Account (for senior Citizens)
Tailored for seniors, this account offers features that cater specifically to their banking needs.
For all these accounts, customers can request a domiciliary account, which allows for foreign currency transactions. To open any of these current accounts or get more information, you can visit the Zenith Bank website or contact their customer care service for assistance.
Zenith Bank Domiciliary Account
Zenith Bank offers domiciliary accounts that allow you to conveniently carry out foreign transactions. Here are the details:
Ordinary Domiciliary Account:
This account provides you with the opportunity to perform foreign transactions wherever you may be. You can access your account through debit cards, internet banking, and the mobile banking application. Transfers, payments, standing orders, and other transactions can be done without visiting the bank in person.
To open an Ordinary Domiciliary Account, follow these steps:
Visit any Zenith Bank branch.
Request and fill out the Ordinary Domiciliary Account opening form.
Submit the properly filled-out form along with other required documents to the bank agent.
Once your details are verified, your account details will be sent to your phone number
Cash Domiciliary Account:
Similar to the Ordinary Domiciliary Account, the Cash Domiciliary Account allows you to carry out foreign transactions conveniently. You can manage your account using debit cards, internet banking, and the mobile banking application.
Transactions such as transfers, payments, and standing orders can be executed without physically visiting the bank. To open a Cash Domiciliary Account, follow the same process as for the Ordinary Domiciliary Account.
Zenith Bank Salary Account
Zenith Bank offers Salary Accounts that cater to your financial needs. Let me provide you with details about the two types of salary accounts they offer:
Zenith Salary Current Account:
Designed for individuals who receive their salaries or regular income. Provides easy and convenient access to your funds. Features include debit cards, internet banking, and mobile banking. You automatically gain access to additional banking products that enhance your overall banking experience. To open a Zenith Salary Current Account, follow these steps:
Visit any Zenith Bank branch.
Request and fill out the Salary Account opening form.
Submit the completed form along with the necessary documents.
Once verified, your account details will be provided to you.
Zenith Salary Savings Account:
Similar to the current account, this account is designed for individuals who receive regular income. Offers easy and convenient access to your hard-earned funds. Additionally, it provides an opportunity for employee benefits and an enhanced banking experience. To open a Zenith Salary Savings Account, follow the same process as for the current account.
Zenith Bank Individual Current Account
Zenith Bank offers an Individual Current Account that provides a range of services to meet your banking needs. Here are some key features and benefits:
Features:
Access to a chequebook for easy payment transactions.
Use of debit cards for convenient withdrawals and purchases.
Availability of mobile banking applications to manage your account on the go.
Internet banking services for easy online transactions.
Option to request a Domiciliary Account
Benefits:
The convenience of managing your account from anywhere, anytime.
A full range of services to ensure you always have access to your account.
The account comes with full KYC (Know Your Customer) requirements for security.
To open an Individual Current Account with Zenith Bank, you can start the process online or visit any Zenith Bank branch. You’ll need to provide the necessary KYC documentation and fill out the account opening form. Once your details are verified, you’ll gain access to all the features and benefits that come with the account
Zenith Bank Children’s Account
The Zenith Bank Children’s Account (ZECA) is a unique savings account designed to allow parents to save for their children’s future and teach them about savings from a tender age. Here are the details:
Objective:
The ZECA is modeled for young children with an overarching objective of making savings fun for them and teaching them financial discipline.
Features and Benefits:
Parents can save in either Naira or US Dollars.
The account provides an opportunity to teach children about financial responsibility.
It encourages a savings culture from a young age.
Access to debit cards, internet banking, and mobile banking applications.
Parents can create lasting memories by saving for their children’s future.
Requirements:
To open a Zenith Children’s Account, simply visit the nearest Zenith Bank branch.
ZECA Education Loan:
The ZECA Education Loan allows parents to save for their children’s education.
Parents can open a ZECA Save account to save for their children’s future.
Remember, the Zenith Bank Children’s Account is a great way to start building a solid financial foundation for your child!
Zenith Bank’s Save4me Account
Zenith Bank offers the Save4me Account, a high-interest-yielding account designed for customers to save towards specific targets. Here are the details:
Features and Benefits of Save4me Account:
High Interest: The Save4me Account provides a higher interest rate compared to a regular savings account.
Target Savings: You can open multiple target accounts for different purposes. Whether it’s for asset acquisition, education, marriage, or any other goal, Save4me helps you save effectively.
Flexible: The account allows you to save towards your predetermined aspirations conveniently.
Easy Access: Manage your account through debit cards, internet banking, and the mobile banking application.
Customizable: Set specific targets and allocate funds accordingly.
Requirements:
To open a Save4me Account, visit any Zenith Bank branch.
No specific identity card or reference requirements are necessary.
Maximum Daily Account Balance Limit:
The maximum daily account balance limit is N300,000.
Withdrawals can be made in multiples of N20,000.
Enjoy cardless withdrawals at ATMs and Zenith Agent locations.
Conduct transfers to any bank account in Nigeria.
Additional services include airtime purchases, bill payments, and more.
The Save4me Account is an excellent choice for targeted savings. If you have specific financial goals, consider opening a Save4me Account with Zenith Bank!
Zenith Bank Gold Premium Account
The Gold Premium Account is a high-yield current account product offered by Zenith Bank Plc. Here are the key features and benefits of this account:
Interest Payments:
The Gold Premium Account is designed for customers who have more inflow transactions than outflows. It provides maximum interest payments on daily account balances.
Transaction Charges:
Customers with this account enjoy minimum charges on transactions.
Additional Perks:
Aside from competitive interest payments, Gold and Platinum account holders enjoy other perks:
Zero account maintenance charges if the number of withdrawals within the month is less than 5 times.
Priority access to lounges at over 600 airports worldwide.
Higher local and international spending limits on their debit cards.
Lifestyle benefits and discounts at various stores across the globe.
Eligibility:
The Gold Premium Account is available to both new and existing customers with the Gold or Platinum account.
Application:
You can open a Gold Premium Account online or CLICK HERE to find out more.
Zenith Bank Aspire Account
The Zenith Aspire Account is a unique savings account designed specifically for Nigerian undergraduates with a distinctive sense of identity. Here are the key features of the Aspire Account:
Purpose:
The Aspire Account is designed to enhance the lifestyle of discerning students. It provides a platform for account holders to follow their dreams and aspire to greatness.
Eligibility:
The Aspire Account is available to Nigerian undergraduates.
It caters to students with a strong sense of identity and ambition.
Variants:
Aspire Lite: A variant for students aged 16 to 25 years, requiring minimal documentation (BVN and/or passport photo).
Aspire: The standard variant for discerning students.
Features:
High Interest: The account offers competitive interest rates on savings.
Platform for Dreams: Aspire provides a supportive environment for students to pursue their aspirations.
Distinctive Identity: It recognizes the unique identity of Nigerian undergraduates.
How to Get Started:
To find out more about opening an Aspire Account, CLICK HERE and follow the instructions
Zenith Bank Timeless Account
The Zenith Timeless Account is a special banking service offered by Zenith Bank Plc for senior citizens aged 55 years and above. Here are the key features and benefits of the Timeless Account:
Account Type:
The Timeless Account is specifically designed for senior citizens, recognizing their accomplishments and contributions. It provides a free banking service for account holders in this age group.
Charges:
No Account Maintenance Fees: Timeless account holders pay no account maintenance fees.
No Debit Card Fees: There are no charges for debit card issuance or usage.
No Cheque Book Fees: Chequebooks are provided without any additional fees.
No SMS Notification Fees: Account holders receive SMS notifications without any cost.
Interest on Savings:
Account holders enjoy interest on their savings in the Timeless Account.
Priority Treatment:
Senior citizens with a Timeless Account receive priority treatment at all Zenith Bank branches nationwide.
Travel and Holiday Offers:
Account holders have access to a wide range of travel and holiday offers on tickets. The Zenith Timeless Account is a thoughtful initiative to support and honor our senior citizens.
Zenith Bank EazySave Premium Account
The Zenith EazySave Premium Account is designed to facilitate financial inclusion, allowing individuals with minimal forms of identification to enjoy a value-adding banking relationship. Here are the key features and benefits of the EazySave Premium Account:
Interest-Bearing Savings Account:
The EazySave Premium Account offers interest on your funds. It is suitable for those who want to save and earn returns on their savings.
Eligibility:
Individuals with minimal forms of identification can open an EazySave Premium Account.
This account aims to provide financial services to a wide range of customers.
Account Opening:
You can open an EazySave Premium Account online or by downloading the account form.
The account allows you to start your banking relationship with Zenith Bank.
Maximum Deposit and Balance:
Maximum Single Deposit: N50,000.00
Maximum Cumulative Balance: N400,000.00
Additional Services:
Enjoy other banking services such as debit cards, internet banking, and more.
Zenith Bank EasySave Classic Account
EazySave Classic Account is designed to facilitate financial inclusion, allowing individuals with minimal forms of identification to enjoy a value-adding banking relationship. Here are the details:
Features and Benefits:
Financial Inclusion: The EazySave Classic Account is accessible to individuals with minimal identification.
Interest Bearing: This account offers interest on your funds regardless of your savings goal.
Value-Adding Relationship: Enjoy a banking relationship that supports your financial needs.
Requirements:
Minimal forms of identification are sufficient to open this account.
You can open an EazySave Classic Account online or by downloading the account form from Zenith Bank’s website
If you’re looking for a simple savings account to start setting money aside, the EazySave Classic Account is a great choice!
Zenith Bank Loan Service
Zenith Bank offers a variety of loan services to cater to different needs. Whether you’re an individual or a business, they have tailored solutions. Here are the details:
Personal Banking Loans:
Term Loan: Whether it’s for buying a house, going on vacation, or meeting other financial goals, Zenith Bank’s loans provide a fallback position to secure the funds you need.
Lease: Explore leasing options for various assets.
Corporate Banking Loans & Investment:
Z-Woman Business Package (SME Loans): Designed for women entrepreneurs.
MSME Loans: Support for micro, small, and medium-sized enterprises.
SME SUB-KD/SUB-DEALER FINANCE SCHEME: Financing for sub-distributors.
RETAIL LOANS FOR SCHEMES: Tailored retail financing solutions.
EDUCATION LOAN: Funding for education expenses.
CREATIVE INDUSTRY FINANCING INITIATIVE (CIFI): Support for creative industry projects.
OVERDRAFT: Flexible credit line.
TIMELESS LOANS: Customized loans for various purposes.
RECEIVABLE DISCOUNTING / INVOICE DISCOUNTING: Financing based on receivables.
LPO FINANCE: Funding for local purchase orders.
IMPORT FINANCE FACILITY: Support for import transactions.
EXPORT FINANCE FACILITY: Financing for export-related activities.
TERM LOAN: Long-term financing.
LEASE: Explore leasing options for business assets.
BONDS & GUARANTEE: Financial instruments to secure obligations.
Loan Details:
Maximum Loan Amount: Up to N10M.
Loan Tenor: 12 to 24 months.
Repayment: Monthly or quarterly repayments based on your cash flow from sales/collections into your Zenith Bank account.
Management Fee: 1% flat.
Security: Acceptance of the BVN covenant, personal guarantee, insurance, positive credit checks, and company profile.
You can access personal Internet banking or corporate Internet banking.
Mobile App:
Zenith Bank’s Mobile App allows you to:
Access your accounts 24/7 from anywhere.
Perform banking transactions on the go.
Transform your smartphone into a powerful banking tool.
The app combines mobile banking and eaZymoney features.
ZenithDirect:
ZenithDirect is a 24/7 interactive solution center that provides world-class service and an excellent banking experience.
Services are offered through menu-driven self-service, phone interactions, social media platforms, and live chat with well-trained customer service executives.
Scan To Pay:
A fast, simple, and secure way to make payments at merchant outlets is by scanning QR codes using your smartphone.
QR codes are similar to barcodes displayed on items in stores.
Zenith e-Token App:
Generates one-time passwords (OTPs) for authentication during electronic transactions.
Self-Service Portal:
Empowers you to manage various banking tasks on your own
Zenith Bank Mobile App
Zenith Bank’s Mobile Banking App provides convenient and accessible banking services right at your fingertips. Here are some features and capabilities of the app:
Check Balance: Easily view your account balances on the go.
Recharge Airtime: Top up your mobile phone with airtime directly from the app.
Transfer Funds: Transfer money between your accounts or to other beneficiaries.
Bills Payment: Pay utility bills, subscriptions, and other bills seamlessly.
Get Statement of Account: Access your account statements whenever you need them.
Manage Your Cheques: Request, confirm, or stop cheques as necessary.
Book Hotel: Make hotel reservations through the app.
Manage Your Debit Cards: Activate or deactivate your debit cards for added security.
Whether you’re checking your balance, paying bills, or transferring funds, Zenith Bank’s Mobile App makes banking simpler and more convenient. Download it now and experience the freedom of banking on your terms!
Zenith Bank ATM Card
Zenith Bank offers various types of cards to suit different needs. Here are the details about Zenith Bank’s ATM card offerings:
Virtual Card:
The Zenith Bank Virtual Card is specifically designed for web transactions and can be used for online shopping, bill payments, and purchasing subscriptions.
You can obtain a virtual card through Zenith Internet Banking, USSD Code (9662273#), or by visiting a branch.
It’s a convenient way to make secure online transactions without needing a physical card1.
Debit Cards:
Zenith Bank provides MasterCard and Visa debit cards that give you 24-hour access to your current and savings accounts.
These debit cards are not just for ATMs; they also allow cashless purchases through POS, web, and ATMs worldwide.
The range includes Classic, Gold, and Platinum debit cards, catering to different lifestyles.
Credit Cards:
Zenith Bank offers a range of Classic, Gold, and Platinum credit cards.
These credit cards provide various benefits and services, including regular purchases on POS, web, and ATMs.
Choose the credit card that best suits your lifestyle needs and helps you manage payments conveniently.
Prepaid Cards:
The Zenith Prepaid Card gives you control over your everyday spending.
All payments are limited to the funds available in the prepaid card.
Load the prepaid card account with the funds you need for shopping or travel, and use it for all your payment needs.
Visa Direct:
If you need to receive money from abroad, Visa Direct is a fast, safe, and simple way to do it.
Provide your name and the 16-digit Visa Card number to the sender.
Once the transaction is completed, consequently, the funds are available in your card account for withdrawal from an ATM or electronic spending via POS or the web.
For specific card requests or activation instructions, you can visit a Zenith Bank branch or explore their online services
Zenith Bank USSD Code
Zenith Bank provides a convenient way to access your account 24/7 through the Zenith Bank USSD code *966#. With this code, you can perform various banking tasks directly from your mobile phone without needing internet data. Here’s how you can use it:
Register or Create Zenith Bank PIN:
To activate the 966# Zenith Bank transfer code, follow these steps:
Ensure your phone number is duly registered with the bank.
Have your debit (ATM) card ready.
Dial *966*00# using the phone number associated with your Zenith Bank account.
Select “Create a PIN.”
Input the last four digits of your ATM card.
You’ll be prompted to create a four-digit PIN that you’ll use for transactions.
Services Available via 966# EazyBanking:
Once registered, you can confidently access the following services:
Transfer money from your account to another.
Check your account balance.
Open an account.
Buy airtime or data.
Pay bills.
Update your BVN.
Deactivate or reset your account PIN.
Remember that the 966# Zenith Bank transfer code is a convenient, fast, secure, and affordable way to manage your bank account without needing internet data. Enjoy seamless banking anytime, anywhere!
Additionally, Z-Transfer Web is a bulk payment solution that enables payments into both Zenith Bank accounts and non-Zenith accounts, as well as mobile money wallets.
Key features include:
24/7 access.
Two-factor authentication.
Intra or interbank transfers.
Single or bulk payments.
Multiple levels of authorization.
Processing of salary payments.
Identification of duplicate accounts and payments.
Amendment of beneficiary details.
Detailed transaction views.
Increased security and convenience.
PAPSS (Pan-African Payment & Settlement System):
PAPSS is an initiative aimed at creating a unified payment and settlement platform for facilitating cross-border transactions within Africa. You can initiate a PAPSS transaction via Zenith Internet Banking or by visiting any Zenith Bank branch nationwide.
Prize Redemption Services:
All National Lottery Authority (NLA) customers can pick up their automated winnings from any Zenith Bank branch or agency.
Fee Collection:
This service allows WAEC examiners to receive earnings and enables WAEC candidates to make payments for examinations at any Zenith Bank branch or agency.
Financial & Investment Collection:
Additionally, investment collections and repayments for partners such as Databank Financial Services Ltd. and IC Securities Ltd. can be made at all Zenith Bank branches and agencies.
Bill Payments:
Additionally, Zenith Bank’s platform allows you to pay the following bills:
MultiChoice Ghana Ltd. (DStv/GOtv): Pay at any branch, agency, or online.
Real-time notifications are provided for these services.
Remember that Zenith Bank’s bill payment services offer convenience, security, and ease of use for various financial transactions.
Zenith Bank Custodial Services
Zenith Pensions Custodian Limited (ZPC) is one of the foremost custodians of pension assets in Nigeria. It is a subsidiary of Zenith Bank Plc and is licensed by the National Pension Commission (PenCom) to provide custody of pension assets. Here are some key details about ZPC:
Mission and Vision:
Vision: To be the preferred pension custodian.
Mission: To create and sustain world-class custodial services for clients by investing in the best people and technology.
Corporate Information:
ZPC operates as a separate legal entity in line with global best practices.
It aims to be the foremost pension fund custodian in Nigeria.
ZPC has achieved outstanding growth in assets under custody, totaling about N6.2 trillion, which accounts for 42.50% of the industry’s total assets.
The company places a premium on excellent customer service, information technology, human capital development, and sound corporate governance.
Board of Directors:
Ebenezer Onyeagwu (Chairman): Fellow of the Institute of Chartered Accountants of Nigeria (FCA) with over 25 years of banking industry experience.
Peters Eledu (Managing Director): Fellow of ICAN, CIS, CITN, and an alumnus of the Said Business School, University of Oxford.
Chuks Okoh (Director): Fellow of ICAN, with experience in the banking and telecommunications sectors.
Brimoh Awudu (Independent Non-Executive Director): Fellow of ICAN and CITN, with an alumnus of the University of Leicester, UK.
Awards:
ZPC has received several awards, including the Gold Award for Customer Service Excellence, recognition as the Most Active Custodian on FMDQ, and being named the Best Pension Fund Custodian by BusinessDay Banks and Financial Institutions Awards.
Business Focus:
ZPC offers excellent custodial services for pension and annuity assets.
The company’s investment in IT infrastructure ensures process improvement, speed, and accuracy.
The adoption of global best practices and a high ethical culture contributes to its consistent low-risk rating in the industry.
Conclusion
Zenith Bank stands out as a shining example of excellence, innovation, and customer-centricity. With a wide range of services tailored to meet the diverse needs of its customers, Zenith Bank continues to redefine the banking landscape and set new standards of excellence. So, why settle for ordinary banking when you can experience the extraordinary with Zenith Bank? Indeed, choosing Zenith Bank means embracing a banking experience beyond compare.
Zenith Bank offers several types of savings to cater to different needs. Let’s explore them:
